Do I need to purchase personal injury protection through GEICO if I already have medical insurance in Michigan?

Why am I required to get PIP? I recently moved to Michigan and when I called to change my auto insurance policy, they said that I need to add PIP.

“Michigan is one of the 13 states that require personal injury protection (PIP) as part of your car insurance policy. The only exception is if you receive Medicaid.
Personal Injury Protection (PIP) helps cover you and your passengers’ medical expenses regardless of whether you’re at fault.
Expenses include:
  • lost wages
  • funeral fees
  • hospitalization
  • surgery”
Sophie Newman
Answered on Jul 01, 2021
Sophie Newman is a writer from California. Her hobbies include brewing her own kombucha, riding horses, and taking long road trips.

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