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Do I need to keep comprehensive insurance on my car?
Do I need to keep comprehensive insurance on my 2008 Land Rover that's paid off?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Most experts recommend keeping
comprehensive insurance
if you aren’t able to afford to replace your vehicle if it is totaled.Since your vehicle is paid off, you aren’t required to carry either comprehensive insurance or
collision insurance
. To decide whether it’s worth keeping, you’ll want to look at the actual cash value of your vehicle and the cost of comprehensive insurance on your policy.
If the actual cash value of your vehicle is less than the cost of comprehensive insurance or you can afford to replace your vehicle, you likely won’t need to keep comprehensive insurance on your policy.”
View full answer
- Gregory R.
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