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Can you lie about your age to get a car loan?
I'm 17 and I really want a car, but I'll have to get a loan to buy one. I tried to apply for a loan, but they told me I couldn't because I'm not 18. Are there any potential consequences for lying about your age on a loan application?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“You definitely shouldn’t lie on your loan application. Instead, just bite the bullet and save money until you turn 18, then apply for the loan.
First off, the likelihood of being able to fool the lender is very low. They’ll ask for your ID, which states your age, as well as proof of
car insurance
, which you have to be 18 to get.If you can somehow pull this off but you get caught later, you could very well face fraud charges.
Don’t rush to grow up so fast. Take your time, wait until you’re 18, and just enjoy your youth while it lasts. You have plenty of time to be an adult.”
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- Gregory R.
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