Can I take out a car loan and register the car in my spouse's name?

Answered by Car Loans Expert Johnny on February 11, 2021

My spouse needs a car, but we can't afford to buy one without a loan. Can I take out the loan and then register the car in my spouse's name?

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Car Loans Expert

A financed car has to be registered in the primary borrower’s name. The only way that you could be on the loan and not on the registration is if you were to cosign for your spouse. If the vehicle is going to be a gift, unfortunately there is no way to not ruin the surprise, though with a gift this big it’s probably better to include your spouse in the decision-making process anyway.

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