Can our insurance company force us to carry greater uninsured motorist coverage?

My insurance company is requiring policyholders in Massachusetts to raise their uninsured/underinsured motorist coverage to match their bodily injury coverage. Doing this would make my insurance more expensive. Do I have to do this?

“Matching your uninsured/underinsured motorist coverage to your bodily injury liability coverage is not a legal requirement in Massachusetts. However, insurance companies do have a right to choose what types of coverage their policyholders can select.
If your insurance company is requiring policyholders to raise their limits, you will be required to do so to maintain insurance with them. The best thing you can do in this situation is shop around.
Request car insurance quotes online from multiple carriers. You should be able to find other carriers that will allow you to have the coverages you want at an affordable rate.
If you’d rather leave the hard work of gathering quotes to someone else, use Jerry.
Emily Maracle
Answered on May 10, 2021
Emily Maracle is a car insurance specialist living in New York. Originally from the Pacific Northwest, she has a degree in English Literature and a background in customer service. She enjoys cooking, gardening, and living sustainably. In the future, she can't wait to upgrade to a hybrid or electric car.

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