PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Can I use my mom's address to score cheaper car insurance as a college student?
My mom's zip code seems to offer better prices for car insurance. I currently live alone off-campus. Can I use my mom's address to pay a lower rate?
Carol Chung · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Unfortunately, no, you can’t use your mom’s address. When applying for
car insurance
, you need to provide the zip code where your vehicle is most often kept. In your case, this would be your current off-campus address.Why? The location where the car is garaged is a major factor in determining your premiums. Using a zip code other than your own is technically a form of insurance fraud.”
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
