Can I get home insurance for a house with an old fuse electrical panel?

"The house I'm buying has one of those old fuse electrical panels. It still works, but it must be several decades old. Can I get the house insured with this panel, or will I need to upgrade to a new circuit breaker panel to qualify for homeowners coverage?


“It can be extremely difficult to find an insurance company that will insure your home with an old fuse panel. Most insurance companies require that you have an updated circuit breaker with at least 100 or 120 amps.
Without an updated circuit breaker in the home, you may be denied coverage or have a surcharge applied to your premium. “
Alexah Grinnell
Answered on Apr 07, 2021
Alexah Grinnell has been working in the insurance industry for 5 years with a primary focus of coverage consulting in the sales department. She has been working for Jerry Insurance since July of 2019 and has also has experience working for AAA and State Farm. She currently lives in Rochester, NY with her husband and 3 kids

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