I’m relieved to hear the surgery went well! Emergency veterinary procedures can undoubtedly be expensive. Fortunately, you can get a title loan without the car. You just need to find a lender who doesn’t require a car inspection for loan approval.
A lender bases title loan amounts on a percentage of the vehicle’s value. As a result, most lenders insist on vehicle inspections before approving the loan. However, some may accept pictures instead. To find willing lenders and the best offer, shop around online, over the phone, or in person.
Understand that title loans often have an incredibly high APR and put you at risk of vehicle repossession, so you may want to consider an alternative.
Rather than get a car title loan, you could:
Ask the vet if they have a payment plan
Get a loan from your bank or family and friends
Save money on other expenses
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