Can I file an insurance claim for bodily injury liability in a one-car accident?

I was driving the other day when I swerved to avoid debris in the road. I ended up in a ditch. I'd had neck surgery before, so I went to the ER as a precautionary measure. Long story short, it ended up costing me $1,100. Can I file a claim in a one-car accident?

“If you only have liability coverage on your policy, I’m afraid you’re out of luck. Liability insurance covers bodily injury suffered by others in an accident that you cause; it doesn’t cover your own medical expenses.
For the future, you may want to add medical payments coverage to your policy. This covers your medical costs if you’re injured in a car accident, even if you’re the at-fault driver.”
Eric Schad
Answered on Apr 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.

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