Can I change my monthly auto loan payment by putting down a big lump sum?
"I want to buy a $10,000 car. I have $2,500 for a down payment, but at the end of the month I'll have $5,000 to put down.
Putting $2,500 down makes my payment around $200 a month, while putting $5,000 down makes the payment only $125 a month.
If I buy the car with the $2,500 down payment, can I lower my payment later by paying the $2,500 lump sum a month later?"