Can I add my 22-year-old daughter to my car insurance?

I'm cosigning a loan for my daughter to buy her first car. Can I cover my daughter and her car with my own policy?

Answer
If your daughter lives in your home, then yes, you can add her to your policy.
But if your daughter lives separately from you, you’ll have more difficulty. This is because car insurance companies generally don’t like to add drivers who don’t live in the listed residence to a policy.
If your insurance company says no, then your daughter will have to get her own insurance. Because of her age, she’ll be charged more for coverage, so she should shop around and get as many quotes as she can.
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Carol Chung
Answered on Apr 12, 2021
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