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At what point should I get classic insurance for my car?
When is the right time to upgrade the insurance on my classic car? I am almost done restoring my 1958 Cadillac Eldorado and I am thinking it may be time to change my coverage. I initially added it to my State Farm policy for liability-only coverage while it was getting worked on.
Shannon Martin · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
State Farm has a solid reputation when it comes to insuring classic and antique cars, so it should be a smooth transition. They can help you determine if the car is in a good enough condition for appraisal or if you should wait until the work is completed.
Other than being in good to excellent condition, there are a few other requirements cars need to meet to qualify for
classic car insurance
, such as:- The vehicle must be at least 25 years old.
- It can not be your daily driver. You must insure at least one other vehicle furnished for your everyday use.
- It must be stored in a secure and enclosed space.
- It can not be used for racing.
- Some insurance carriers have mileage limits that can not be exceeded.”
View full answer
- Gregory R.
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