Are there any insurance options besides the rental car insurance offered by the rental company?

I need to rent a car but I do not have my own car insurance. The insurance from Enterprise costs almost $50 per day, on top of the rental cost. Is there a cheaper option?

Answer provided by
Shannon Martin
Answered on Apr 29, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“If you have credit cards, check with the credit card companies to see if they offer rental car insurance. You usually need to pay for the rental with your credit card in order to qualify for this benefit.
Your employer may also offer rental car coverage or rental discounts. Check with your HR representative.
If you will be renting a vehicle frequently or for an extended period of time, you should consider getting a non-owner car insurance policy.

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