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Are older cars cheaper when it comes to auto insurance?

I want to buy a car that's about 20 years old. It isn't a sports car, and the main reason I'm buying it is to save money on the price and insurance. Is it true that older cars are cheaper to insure?

avatar
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“Whether an older car is cheaper to insure relies on a number of factors. One factor going against you is the safety of the vehicle. In the past decade or so, safety features have become far more advanced—and this isn’t something you’ll find on older models.
However, the price to insure your car might be cheaper, especially if you go without
collision coverage
 and
comprehensive coverage
.
The only surefire way to know is to run the numbers and get
car insurance quotes online
 before you buy. That way, you can set an approximate budget and choose your car accordingly.”
Car Insurance
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