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Are hearing aids covered by home insurance?
I need a hearing aid since I’m hard of hearing in my right ear. I recently went to the beach and I think my hearing aid may have fallen out of my bag. Would hearing aids be covered by home insurance?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
I’m sorry to hear you lost your hearing aid! Accidents happen, and they’re definitely small enough to fall out of a pocket or bag. Luckily, your hearing aid should be covered by your home insurance.
Unless your
home insurance
specifically excludes medical equipment, your hearing aid should have coverage under the personal property section of your home insurance. As long as the cost of a new hearing aid exceeds your deductible, you should be able to submit a claim to replace it.
That said, you’ll want to review your policy terms and conditions to verify your coverage. If you have health insurance, your home insurance may require you to try and get coverage through that first. If your medical insurance won’t cover your hearing aid, or you don’t have insurance, your home insurance would likely cover the replacement.
Since you’re taking the time to review your policy, now is a great time to ensure you’re also paying the best rate. If you want to save money on home, renters, or car insurance, the
Jerry
app is a good place to start. A licensed broker, Jerry does all the hard work of finding cheap quotes from the top name-brand insurance companies. Jerry will even help you cancel your old policy.
And to ensure you always have the lowest rate, Jerry will send you new quotes every time your policy comes up for renewal, so you’re always getting the coverage you want at the best price.
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- Gregory R.
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