4 of the Weirdest Car Insurance Discounts You Didn't Know You Qualified For
Kiana Justice
· 4 min read
Finding the right
car insurance
policy is just half the battle. You also want to be sure you’re getting a good deal on the coverage you need. You’ll be pleasantly surprised to hear about some of the weirdest car insurance discounts that you might be able to take advantage of.Jerry
, an AI-powered insurance comparison app, is here to help with that. You might have heard of discounts for having a green vehicle, good credit, or having anti-theft car features, but there's a lot of other ones available. Take a look at these discounts outlined by Fox Business
that you might be qualified for. 
Car insurance discounts for having certain jobs
Doctors, firefighters, dentists, teachers, and registered nurses are all eligible for discounts through
Farmers Insurance
. Esurance
offers similar savings for drivers in a "preferred occupation" such as certified teachers, scientists, and engineers. Some discounts are offered to employees based on business relationships instead of occupation type. For example, Fruit of the Loom, which is owned by Berkshire Hathaway, offers its employees up to an 8% discount on GEICO car insurance.
If you’re self-employed or work remotely you might still be able to save. You can ask your insurance company about a low-mileage discount if you don’t drive often. You might even want to look into switching to pay-per-mile insurance.
Military discounts are available for those who have served in the armed forces. Individuals who have worked for the National Guard or military are eligible for a 15% discount from companies like GEICO and USAA. USAA offers a 90% discount for active duty members who keep their cars in secure storage.
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Save on car insurance if you shop early
Whether you’re shopping around or are just too busy, you might have waited till the last minute to renew your policy. However, some insurance companies, like Travelers and Allstate, offer drivers a 10% discount if you switch to them before your premium is due.
Alternatively, some companies reward drivers for loyalty. If you’re with State Farm, you can get a discount if you’ve been insured for at least a year.
Making sure you renew your policy on time is also good practice to avoid a lapse in coverage. You don’t want to risk driving with no insurance, and you can save money by shopping early.
Sorority or fraternity members get discounts
You might be surprised to learn that membership in a college club can help you save on car insurance. These affinity and affiliate discounts are available for a long list of organizations that partner with GEICO.
In most states, if you’re part of a sorority or fraternity you can receive up to 8% off of GEICO insurance. If you’re not part of a club, but you’re doing well in school, you might be eligible for good student discounts.
Married drivers get cheaper insurance rates
Insurance companies think that married drivers are typically safer drivers. Some companies like Safeco and Travelers offer couples discounts to unmarried same-sex couples as well. Whether or not you’re married, almost all companies offer a multi-car discount if you insure your vehicle together.
Car discounts are great incentives that encourage you to sign up with a company. However, make sure you know the overall price of your policy. It might be more affordable to go with a company with less discounts but lower rates overall for the same coverage.
Comparing rates can be a headache. Luckily, you can use
Jerry
to make sure you’re getting the best rates for the coverage you need. The free app compares quotes from 45 to insurance companies, and makes switching easy. It’ll cancel your old policy for you, and you don’t have to make any phone calls or fill out long forms.
