The Ram 1500 Has a Small Advantage Over the Ford F-150

Lisa Steuer McArdle
· 3 min read
F-150 pickup is as popular as ever—drivers love the versatility and convenience it offers. But when it comes to
car insurance
, you might be surprised to learn the Ram 1500 has a small advantage over the Ford F-150, even though the two trucks are very similar.
Ram has been making great trucks for years | Twenty20

The Ford F-150 vs the Ram 1500

The Ram 1500 won the
U.S. News & World Report
2020 ‘Best Truck Brand’ award, due to its blend of capability and comfort. And while the Ford F-150 may not have earned that top honor for 2020, it _can _boast excellent towing capability and a strong safety score.
Both trucks have performed well in crash tests. You can pay extra for some great safety features in the Ram 1500, like automatic emergency braking, blind-spot monitoring, rear cross-traffic alert, and lane departure warning.
Optional safety features on the Ford F-150 include blind-spot monitoring, lane keep assist, rear cross-traffic alert, and rear parking sensors.
When it comes to reliability, both trucks are rated a 2 out of 5 by
Consumer Reports
. Here is how the cars compare according to Consumer Reports:
  • Road test: The Ram 1500 received a score of 83 out of 100; the Ford F-150 received 75 out of 100.
  • Owner satisfaction: Both trucks received a 4 out of 5.
  • Consumer Reports overall score: The Ram 1500 received 63 out of 100; the Ford F-150 received 55 out of 100.
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Which costs more: the Ford F-150 or Ram 1500?

Both trucks offer big, comfortable seats, and multiple power adjustments. And of course, because they are pickup trucks, both have excellent cargo space.
In terms of price, the two trucks are in a very comparable range, but one is slightly more affordable. The base price for a Ford F-150 is around $28,940, while for the Ram 1500 it's about $32,795.
Another difference between the two cars is the average cost of car insurance. According to Jerry’s data, the average insurance premium for a Ford F-150 is $2,284 per year, while for a Ram 1500 it is $2,140.
So while the Ram 1500 didn’t blow the F-150 away in terms of insurance savings, most people would take an extra $144!

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Even though insurance premiums for Ford-150 tend to be a bit higher, your actual car insurance rate depends on a number of factors, including your driving record, claims that you’ve put in, your age, and where you live.
The good news is that no matter what you drive,
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