Finding Cheap Car Insurance in Michigan Might Have Just Gotten Easier

Alex Healey
· 3 min read
is frequently cited as the state with the most expensive car insurance, but they might have just caught a break.
CURE Auto Insurance, a not-for-profit car insurer, has just launched in the state, and Michiganders will be hoping they can offer cheaper premiums.
The easiest way to save on
car insurance
, whether you live in Michigan or anywhere else, is by comparing quotes with
. We show you multiple quotes in one place, so you can quickly review coverage options and find the best deal.
Michigan is home to some of the highest car insurance rates in the country.

Why is car insurance so expensive in Michigan?

When compared to other states, Michigan has some of the most expensive car insurance premiums in the country. The reason for this is no secret.
Michigan law
requires drivers to have both liability coverage and no-fault insurance, but despite that, Michigan has one of the highest percentages of uninsured drivers in the country. Some areas of Michigan are also notorious for car insurance fraud.
Michigan’s insurers hike up premiums to compensate for the high number of
uninsured motorist
and fraudulent claims.
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Can CURE deliver cheap car insurance in Michigan?

As described in a recent press release,
CURE Auto Insurance
has plans for a new location in Detroit, employing up to 200 people. While this is great news for the local area, the impact of CURE’s arrival could also help thousands of other Michiganders by providing cheaper car insurance.
CURE has boldly announced it can provide savings of up to 50% from current rates. Based on the average cost of car insurance in Michigan, this translates to over $1,000 in savings per policy.
CURE credits these cheap rates to their not-for-profit business model, and the algorithm they use to determine how much a driver should pay.
Unlike other Michigan insurance companies, CURE refuses to use
credit scores
when analyzing driver risk. Instead, CURE prioritizes how a person drives over their economic status.
As a result, if you have a clean driving record, you can expect favourable rates from CURE, even if you have fallen behind on your bills.

Jerry can find you the cheapest car insurance in Michigan

While CURE’s vision for cheap Michigan insurance is exciting, the best way to save on car insurance is by shopping around. Only then can you compare offers from rival insurance companies, and truly find the best rate.
Back in the day, comparing car insurance quotes was a chore. You had to call multiple providers, reciting your information every time, and then wait for them to call back with a quote. Fortunately, times have changed.
will generate competitive quotes from top providers in less than a minute. Jerry gathers your information from your past insurer, so you're not responsible for any long forms or phone calls. Basically, you get all of the savings and coverage, with none of the hassle. The average Jerry user saves $879 a year on car insurance.

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