Collisions With Deer Are Decreasing in Many States Thanks to a Surprising Predator
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Most people have either hit a deer with their vehicles themselves, or know someone who has. In any case, hitting a deer can cause a lot of damage to your vehicle. Fortunately, deer collisions appear to be decreasing as one of their predator's populations begins to recover.
Although your chances of hitting a deer may have decreased slightly because of this natural change, it's always important to make sure you're covered by car insurance.
The presence of wolves impacts the way deers behave
Most people don't think of wolves as inherently beneficial creatures, especially when it comes to reducing car accidents. However, the presence of wolves in a county can reduce deer-vehicle collisions by about 24%, according to Insurance Journal.
This may seem like good news with a brutal trade-off, but the reduction in crashes isn't just because the wolves eat deer. Wolves commonly use roads and streams to hunt for deer. Once deer learn that these paths are dangerous, they begin to steer clear of roads, highways, and other risky areas.
Gray wolves have been considered an endangered species in North America since 1973. Their population levels have slowly begun to recover thanks to widespread conservation efforts by various agencies and teams.
Gray wolves play a vital role in keeping the environment healthy by ensuring that deer and elk populations don't get too out of hand. This has a tremendously positive impact on wild plants and biodiversity, according to Defenders of Wildlife.
Deer collisions are financially costly
A collision with a deer is not only a safety risk, but it can also cost you hundreds or thousands of dollars in repairs. According to a report from the Insurance Institute for Highway Safety, the average cost for repairs following an animal strike was just over $2,700.
The highest costs come from a strike that involves the front of the vehicle, and this makes up 87% of animal-strike claims. Of course, it helps to drive cautiously, especially in areas with dense deer populations, but it's impossible to anticipate deer collisions every time.
Insurance Journal reported that vehicle collisions with deer cost the U.S. Department of Transportation more than $8 billion each year. It's best to plan ahead and get comprehensive coverage which will likely protect you in case you accidentally hit a deer.
Car insurance can protect you from unexpected accidents
Nobody can anticipate when a deer will run onto the road, but you can make sure you’re covered if this happens. Jerry can help you find the best deals on car insurance in minutes using the power of artificial intelligence. The free app compares rates from 45 top insurance companies so you can get the coverage you need at the best price.
Have a question about your coverage? Jerry’s friendly agents are here to answer your questions and provide advice on the best coverage options.