In the first quarter of 2022, FEMA reported over 950 home fire fatalities across the US. Pennsylvania accounted for about 73 of those fatalities, while New York accounts for about 65—this data places both states at the top of the chart, aside from

Texas

, for the most home fire fatalities in the US.

Having superb insurance coverage is one way to protect yourself from costly expenses associated with home fires. Another way is by investing in fire protection equipment and services. That’s why

car

and

home insurance

comparison app

Jerry

has compiled everything you need to know about Approved Fire Protection Company.

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What type of business is Approved fire protection?

Approved Fire Protection is a company based in New Jersey that has been providing fire protection services and equipment to the Garden State, as well as certain parts of Pennsylvania and New York, for over 90 years.

They specialize in selling, servicing, and installing products such as fire extinguishers, fire alarm systems, gas detection meters, and more. Approved even offers fire extinguisher training!

Below are some of the key services and products Approved offers:

Special hazard systems installation

Kitchen and industrial dry chemical systems installation

Fit testing in less than five minutes

Fire extinguisher training

Fire extinguishers, self-contained breathing apparatuses (SCBA), gas detection meters, emergency exit signs, nozzles and hoses for fire fighting needs

Fire protection gear, such as ‘turnout gear’ for firefighters

Approved is New Jersey’s oldest fire protection company. While they don’t service individual homes, they do work with pharmaceutical, industrial, commercial, petro-chemical, and municipal companies.

MORE:

Home insurance and fire coverage: what’s covered?

What fire protection services does Approved offer?

Approved overs several fire protection services—more details on those services below:

Fire alarm and detection systems: An Approved technician will install, inspect, maintain, and repair all types of fire alarm systems. They are a certified distributor of Notifier and Silent Knight.

Central station monitoring: A central station monitoring system is great for monitoring alarm systems, devices, and responding to critical alerts registered by the system. Approved provides this service at a very low cost to customers.

Release panels: Fire alarm panels are a part of a Preaction system, which permits a sprinkler system to spray water in the event that it registers a loss of air pressure. The release panels activate fire suppression release systems, making them an essential component in suppressing fires before they get out of hand. Approved offers a variety of major manufacturer release panels.

Gas detection: Toxic and combustible gasses can often be prevalent but not noticeable. This means they can pose a serious threat to people, property, and productivity in a work setting. Approved offers a range of gas detection services, from portable gas detection products to fixed gas detection monitors for larger areas.

Safety products: Approved sells, installs, services, and maintains every product they sell, which includes fire extinguishers, SCBA, emergency exit lights, ‘turnout gear,’ nozzles and hoses, confined space retrieval systems, fire hydrants, and more.

Fire protection systems: Approved offers the following systems to keep you safe from unexpected fires: automatic sprinkler system, kitchen fire suppression system, wet chemical systems, clean agent systems, Kidde carbon dioxide systems, dry chemical systems, and hybrid fire extinguishing systems.

MORE: What is fire/smoke/explosion insurance?

What makes Approved fire protection’s services unique?

Approved is a New Jersey icon—that’s because it’s the oldest fire protection company in the state. It’s one of the few companies that will sell, install, service, and maintain all the products they sell!

The downside: no services for homeowners

While Approved services some of the most recognizable companies in the nation—like FedEx, M&Ms, Phillips 66, AT&T, and more—they don’t service individual homeowners. However, individuals are more than welcome to buy products like

fire extinguishers

from Approved.

MORE: How to conduct a home fire safety inspection

How fire protection could save you money on home insurance

With over 950 home fire fatalities reported by FEMA so far this year, you may be wondering if your

homeowners insurance

covers fire damage. Most policies will cover fire and smoke damage, and some may even cover your expenses if you’re forced to move because of a fire.

A good rule of thumb is to speak to your insurer to see if fire damage is included in your policy. Doing so could help keep you and your loved ones safe! Below we list the best insurance coverage when it comes to mitigating costs associated with house fires:

Dwelling coverage covers your home’s structure (though not its contents or surrounding land) and will help you rebuild your home after a fire.

Personal property coverage covers the contents of your home, such as furniture, electronics, and clothing, if they are damaged.

Additional living expenses coverage helps pay for costs incurred if you are temporarily displaced from your home due to a fire.

Liability coverage will help pay for any property damage you may have caused to another person’s property—namely, if you’re at fault for an accidental fire.

On average, homeowners pay $1,393 annually for homeowners insurance, while those who rent can expect to pay about $168 a year for renters insurance. Wondering how you cut back costs without skimping on safety? Try

installing fire protection systems

—doing so could lower your insurance premium and decrease your level of fire-related risk.

When it comes to your insurance premium, insurance companies set the rate based on your level of risk. One of the first things a company will note when determining your rate is your home’s distance from the nearest fire station. The closer you are, the lower the rate (typically).

Of course, moving next to a fire station isn’t necessarily something you can control. But one thing you can control is how to safeguard your home. Below we list ways you can earn a discount when it comes to your insurance premium:

Installation of an emergency fire alarm system, a sprinkler system, and

smoke detectors

Building your house with fire-resistant materials

Purchasing

fire extinguishers

and fire blankets

Every insurance company is different, which means each company will offer

different discounts

when it comes to purchasing insurance. Make sure you’re getting the best deal by comparing rates and discounts before you select a policy—

Jerry

makes it fast and easy!

MORE: Home insurance and fire damage, explained

How to save money on homeowners insurance

Investing in fire protection equipment is a great way to keep you and your loved ones safe from unexpected house fires. It’s also a great way to mitigate costs associated with a home fire, but only if you have the right home or renters insurance.

Not sure if you have a policy that’s working for you? Not to worry,

Jerry

can help!

Jerry makes finding insurance that is customized for you fast and easy. In just under a minute, Jerry will provide you with quotes from dozens of the nation’s top insurance companies, like Nationwide and Progressive. Once you make your pick, Jerry takes care of the rest!

We offer end-to-end support so that you’ll never feel stranded in the dark. Interested in finding great

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