Reckless driving in Wisconsin is a criminal charge that can result in penalties ranging from small fines to years in prison, as well as serious increases to your Wisconsin insurance costs
. But reckless driving that results in bodily injury to a third party can warrant much bigger consequences. Every state defines reckless driving differently. In some places, speeding over a certain limit would warrant a reckless driving charge. But other states maintain specific requirements, such as an awareness of how your driving could harm someone else or their property.
No matter the state, reckless driving is a criminal offense that can have huge financial repercussions

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Start earning nowHow does Wisconsin define reckless driving?
Wisconsin defines reckless driving as endangering the safety of people or property through the negligent use of a vehicle.
While that might sound somewhat ambiguous, the definition is intentionally broad so that it includes many problematic behaviors like:
Driving outside your lane
Aside from these examples, reckless driving charges are also up to the discretion of the law enforcement officer who pulls you over. That means that if an officer sees a behavior they think could endanger others, and that you should be aware of, they have the right to charge you with reckless driving.
What are the penalties for reckless driving in Wisconsin?
No matter what, a reckless driving conviction adds six points to your record in Wisconsin. But the additional penalties vary depending on your number of prior offenses and whether you inflicted harm on a third party.
Also, your fines will be doubled if you are convicted of reckless driving in a work zone, putting maintenance, utility, or sanitation workers at risk.
Here are the different penalties you can expect for different violations.
| | | |
---|
Without causing injury (no prior convictions) | | | |
Without causing injury (prior convictions) | | | Up to 1 year in county jail |
Driving across a railroad crossing | $300 to $1,000 (plus 50% surcharge) | $600 to $2,000 (plus 30% surcharge | |
| | | 30 days to 1 year in county jail |
Causing great bodily harm (Class I felony) | | | Up to 3.5 years in state prison |
Aside from the penalties associated with each category of reckless driving, you may face license suspension
or revocation. Key Takeaway Reckless driving is usually punishable by up to $250 in fines, but the penalties get much more severe if you are a repeat offender or cause harm to any third parties.
How can I remove a reckless driving charge from my record?
Reckless driving is a criminal charge, so it won’t disappear from your record overnight. In most cases, you could be eligible to have it removed from your record five years after the conviction date. But if your incident involved alcohol, the charge may stay on your record indefinitely.
While the charge will stay on your record for at least five years, you may be able to reduce the points on your driving record
by taking a traffic course. In fact, if your license has been suspended for accumulating too many points, you may even be able to get your license reinstated by taking an approved traffic course. But before you take a course, you’ll need court approval. Even if you can take the course, you can only reduce your points once every three years.
Will reckless driving make my insurance go up?
Reckless driving charges are serious offenses, and, as a result, they can have a huge impact on your insurance premium. You'll likely be required to file an SR-22 certificate
, which makes you a high-risk driver in the eyes of insurance companies. In Wisconsin, a reckless driving conviction can drive up your premium by 62%. In dollar terms, that means the average Wisconsin driver should expect to pay an additional $647 a year on car insurance after a reckless driving conviction.
If you are convicted of reckless driving and can’t afford your insurance—try not to worry. You can still take steps to keep your insurance low
, like dropping excessive coverage, taking defensive driving courses, or shopping around for a better provider. How to find affordable car insurance in Wisconsin
When you get a reckless driving conviction, your insurance rate will increase significantly. But that doesn’t mean it’s impossible to find an affordable premium. For help finding the lowest available rate on the car insurance you need, try Jerry
. A licensed broker, the Jerry app helps users save an average of more than $800 per year on car insurance. Just download the app, answer a few questions—and Jerry will send you personalized quotes from over 50 top providers like Progressive and Nationwide.
When you find a plan you like, Jerry can help you switch policies and even help cancel your old one.
“Jerry
brought my insurance deductible down from $2.5k to $1k without me having to switch companies. I even had a ticket on my record. If it can help me, Jerry will definitely help you save money.” —Maxwell N.
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