All you need to do to get a rebuilt title in Minnesota is pass an inspection performed by the Minnesota DMV (DVS), pay a $35 fee, and a $10 filing fee.
After an insurance company declares a vehicle a total loss, it’s over. The vehicle is sent to the salvage yard, where it is stripped for parts, before being sent to the car crusher. Not every totaled vehicle has to suffer this fate, though—some vehicles can get a rebuilt title.
If your car has been declared a total loss, and you want to keep it, or you’re interested in purchasing a car with a salvage title in Minnesota, you should know that it’s illegal to drive cars with salvage titles—a rebuilt title is a necessity for you. Luckily, Jerry
, the trustworthy insurance comparison app
that saves drivers money on car insurance
, is ready to take you through the steps of getting a rebuilt title in Minnesota. We’ll cover what a rebuilt title is, when you need one, and how the process works in the Land of 10,000 Lakes. Stick around to the end and we will also let you know how to find the best Minnesota car insurance costs
for your rebuilt car. 4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars 4.7/5 app rating | Trusted by 5M+ drivers What is a rebuilt title?
A rebuilt title
is a guarantee from the state that a vehicle has been repaired to meet certain standards even after an insurance company has deemed it a total loss. Rebuilt titles in Minnesota are vehicles that have removed their salvage title
after being repaired and inspected. These cars are now safe to drive and are legal to be on the roadway. Does my car need a rebuilt title?
If you plan to drive your car, you will need a rebuilt title. Rebuilt titles also make cars easier to sell. It’s possible you could meet a car enthusiast who wants to fix up a totaled vehicle, or you could even meet someone who doesn’t know any better, but it’s not likely. Experts warn against buying cars with salvage titles
. Rebuilt titles in Minnesota don’t erase the history of the car, but they do mean the car meets certain standards and is safe to drive.
MORE: How to insure a car with a salvage title
How to get a rebuilt title in Minnesota
There are a few steps to getting a rebuilt title in Minnesota. You’ll need a form filled out by the mechanic performing the repairs in order to get an inspection at DVS. You’ll pay the $35 inspection fee. Once you have the inspection in hand, you’ll take all the necessary paperwork to your local DVS office and pay a $10 filing fee. DVS then issues you your new title and registration.
Apply for the salvage title
The Minnesota DVS issues salvage titles for the following types of vehicle:
Late model cars that are 6 years old or newer
High-value vehicles worth $9,000 prior to damage or cars weighing more than 26,000 pounds
Make sure your vehicle fits these criteria before applying for a salvage title.
Make the necessary repairs to your vehicle
Your best bet for repairing your vehicle is to hire a licensed mechanic. The mechanic will need to fill out a Declaration of Reconstruction/Special Assembly
form. Each part used to repair the vehicle needs to be tracked through receipts and invoices, and be listed on a document with a letterhead. After the repairs have been made, schedule an inspection with a DVS Inspection Specialist. You’ll need to bring these documents with you to the inspection:
The completed Declaration of Reconstruction/Special Assembly form
All the paperwork for the parts used to rebuild the vehicle
These inspectors only verify that the repairs have been made. They do not check for safety, so be sure to ask about a safety inspection before you leave. The inspector will give you an inspection report before you go.
Essential documents for a rebuilt Minnesota title
After the inspection, you’re ready to apply for a rebuilt title. You’ll bring the following to your local DVS office:
Completed Declaration of Reconstruction/Special Assembly form
The paperwork for the parts used to rebuild the vehicle
Completed vehicle inspection report
If everything checks out, DVS will issue you your new title and registration.
How long does a rebuilt title take in Minnesota?
The process for obtaining a rebuilt title in Minnesota can vary widely depending on when you are able to make the repairs and get your inspection scheduled.
Finding cheap car insurance in Minnesota
All drivers in Minnesota are required to have insurance coverage, regardless of their title status. Jerry
can help you stay compliant with the minimum requirements in just a few minutes. Now that you’re ready to drive off into the sunset, take a moment and download the Jerry super app
before jetting away. You’ll fill out your information one time and wait 45 seconds for Jerry to find the best, most competitive quotes from over 50 insurance companies—all customized for you. Even better, Jerry handles the paperwork and even helps you cancel your old policy. The best part? The average Jerry user saves $887 per year on car insurance! You can shop at the good Target with that kind of money!
“After using Jerry
twice, I can confidently recommend them for insuring a new car or renewing for an existing car. Phenomenal service.” —Phil E.
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