Does Progressive Have a Paperless Discount?

Progressive offers a paperless discount to its policyholders, but you must agree to sign your documents online first in order to qualify.
Written by Maria Cruz
Edited by Amy Bobinger
Reviewed by Brice Regling
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Unlike many other auto insurance companies,
Progressive
offers a paperless discount to its policyholders—but you have to sign your documents electronically first. The average discount amount varies and isn’t available in California.

Does Progressive have a paperless discount?

Yes, Progressive offers a paperless discount for its policyholders. This means that if you opt to receive your policy documents via email, you’ll automatically qualify for a discount. Just keep in mind that the discount works in tandem with Progressive’s sign-online discount—you have to sign your documents online to be eligible for a paperless discount.
To get the discount you can either:
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Log into your account and
enroll online
or through the mobile app
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Call a Progressive insurance agent at 1-800-776-4737
The paperless discount amount varies, but you should see a minimum of 9% in savings on your insurance premium just for signing online

Keep track of your documents

Going paperless is one of the best ways you can stay on top of your documents all in one place. With the
Jerry
app, you can store important paperwork and access it anytime you need—upload or receive documentation for carrier underwriters, or provide documents like declarations pages and SR22 forms, all at your fingertips.
app screenshot
Store all of your important policy documents in one place in the Jerry app--from proof of insurance to car registration and your driver's license, paperless storage is one the safest ways to keep your documents in one place.

Other ways to save with Progressive

Progressive has a few other ways to help you save on car insurance rates—like their deductible savings bank. For every six-month term of your policy that you don’t get into an accident or file a ticket, Progressive subtracts $50 from your collision or comprehensive deductible.
You can also save with the collection of car insurance discounts Progressive offers its clients:
Pay in full discount
Paying for your policy upfront will earn you a discount, but the exact rate will vary.
Students 23 or younger can save an average of 10% with a good student discount if they maintain a B average or higher. 
Homeowner discount
You can save up to 10% on your car insurance policy simply for owning a home. Plus, the home does not have to be insured with Progressive. 
Progressive’s telematics program that monitors your driving habits in real-time. It rewards safe drivers with good driving records with a discount of $231 a year on average.
Multi-policy discount 
If you purchase more than one policy through Progressive, such as bundling your auto insurance with home insurance or renters insurance, you can save an average of 5%.
If you have more than one vehicle on your auto policy, you can save up to 12% on your insurance premium.
Online quote discount
You will get an average discount of 7% by going paperless with an online car insurance quote instead of calling a licensed insurance agent. This discount applies even if a Progressive representative finalizes your policy over the phone.
Automatic payment discount
You can save by setting up autopay to a checking account, credit card, or debit card, but keep in mind that this discount cannot be combined with the pay-in-full discount. 
Continuous insurance discount
Progressive customers can save in a variety of ways based on how long they’ve been insured with the provider. Benefits range from large accident forgiveness to teen driver discounts.
Distant student discount
If a full-time student lives more than 100 miles from home and leaves their car at home, they may be eligible for savings.

FAQs

Does Progressive have a paperless discount?

Yes, Progressive has a paperless discount, but in order to qualify you must also agree to sign your documents online.

How much is the Progressive paperless discount?

Progressive’s paperless discount works alongside their sign online discount, which offers policyholders an average of 9% in savings. Savings for the paperless discount vary.

What is the paperless discount?

The paperless discount is awarded to people who receive their policy documents online or via email, thereby eliminating the need for paper mail.

Why should I go paperless?

Going paperless with your policy documents helps eliminate the need for more paper waste and also reduces the headache of misplaced paperwork. You may also be able to save on insurance rates as some providers offer discounts for going paperless—like Progressive!

Does Progressive have a loyalty discount?

Yes, Progressive has a continuous insurance discount with six different tiers of benefits. Pending on how long you’ve been insured with them, you could see large accident forgiveness, teen driver discounts, and VIP customer service.

What is the sign online discount from Progressive? 

The sign online discount applies to policyholders who sign their documentation online. Keep in mind the discount is not available in CA.

Do any other car insurance companies offer the option to go paperless?

Major insurance providers like Geico, State Farm, and USAA offer paperless options for their policyholders.

Does Progressive offer any other auto insurance discounts?

Yes, Progressive has quite a few discounts! You can save on insurance costs by bundling policies, being a good student, or using Snapshot, Progressive’s telematics tool that rewards good drivers if they have safe driving habits.

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