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Cheapest 2008 Nissan 350Z Car Insurance (May 2024)

Compare 50+ top insurance companies including Progressive, Travelers, AAA, Nationwide (and more!) to find the best and cheapest car insurance for your 2008 Nissan 350Z
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Kianna Walpole
Expert Insurance Writer & Editor
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Reviewed by Josh Damico, Vice President Insurance Operations
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Edited by Sarah Gray, Licensed Insurance Agent — Expert Insurance Writer and Editor

How much does car insurance cost for a 2008 Nissan 350Z

The average cost of car insurance for a 2008 Nissan 350Z is $1,081 to meet state minimum requirements. Compared to other models in a similar price range, insurance costs for the 2008 Nissan 350Z are 3% more. 
The cost of car insurance
is based on car make, model, and trim, along with safety features and driver information. To find an accurate estimate of your insurance costs for a 2008 Nissan 350Z, use
Jerry
to get a detailed
car insurance price comparison
.

Compare the cheapest 2008 Nissan 350Z car insurance quotes

Thousands of smart Nissan 350Z drivers come to Jerry every month to find the best rates from top-rated providers. Jerry’s customers save an average of $1,869 per year on car insurance. Below are cheap quotes Jerry found for 2008 Nissan 350Z drivers.
DateCarInsurance CompanyPremium (monthly)CustomerInsurance Coverage
May 5, 2024
Bristol West
$242
• State Minimum Liability
• Comp / Collision
April 30, 2024
Progressive
$82
• State Minimum Liability
April 24, 2024
Safeco
$116
• State Minimum Liability
• Comp / Collision
April 21, 2024
Kemper
$165
• 50,000/100,000 Liability
April 19, 2024
Allstate
$63
• State Minimum Liability
coverageLast Updated May 5, 2024
However, insurance premiums can vary greatly based on trims and drivers. The best way to evaluate your own insurance costs is to get a car insurance quote from at least three insurance companies and compare rates.

The best car insurance companies for 2008 Nissan 350Z owners

There’s no best company for all 2008 Nissan 350Z drivers.
Insurance premiums are calculated
based on a wide range of factors, including driver age, driving record, and insurance history—and every company uses a slightly different algorithm to make those calculations. 
Jerry has conducted the largest insurance shopping survey in the nation to help people compare car insurance companies and find the best fit for them—not just in terms of price, but customer service and claims experience as well. 
The table below shows how 2008 Nissan 350Z drivers rated different insurance companies in these three categories, as well as overall.
Insurance Company
Overall Rating
Average annual min liability
Average annual full coverage
Nationwide
4.3
$170
$1,289
4.6
$631
$1,332
4.4
$546
$1,511
4.3
$857
$1,639
4.2
$478
$1,681
4.2
$340
$1,723
4.1
$1,031
$1,787
4.8
$1,031
$2,923
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How'd we get these scores?

Jerry's experts conducted one of the largest car insurance surveys in the United States. We surveyed 15,000 policyholders, in all 50 states, over the span of 18 months. These policyholders hold insurance policies with 87 different insurance companies. We surveyed policyholders to gauge their satisfaction with their insurance carriers in: policy cost, customer service, buying and renewal experience, as well as claim experience. These scores were all reported by real customers of the insurance companies.
Lower my car insurance too!

Average 2008 Nissan 350Z insurance costs

From working with lots of 2008 Nissan 350Z drivers, we found that the average cost of minimum liability coverage is $90 per month, or $1,081 per year. The average cost for full coverage insurance for 2008 Nissan 350Z drivers is $183 per month or $2,199 per year.
Insurance coverage
Average insurance cost (monthly)
Average insurance cost (yearly)
State minimum coverage
$90
$1,081
Full coverage
$183
$2,199
State minimum coverage
refers to the minimum amount of car insurance required by state laws, which typically includes some amount of
liability insurance
. In some states,
uninsured/underinsured motorist coverage
and/or
personal injury protection
are also required by law. 
Full coverage car insurance
, on the other hand, includes
collision
and
comprehensive coverage
, which are not required by law. Unlike minimum coverage, full coverage provides robust protection for your vehicle against damage from accidents, auto theft, vandalism, severe weather, and more.

2008 Nissan 350Z insurance costs by trim level

The cost of car insurance for a 2008 Nissan 350Z is also influenced by trim level. Upper trims tend to come with more tech and luxury features, which raises the cost of both repairs and insurance coverage.
Car model and trim
Average full coverage insurance cost
Average minimum coverage insurance cost
2008 Nissan 350Z Coupe
$2,752
$1,225
2008 Nissan 350Z Roadster
$1,645
$937

How expensive is 2008 Nissan 350Z insurance compared to other years?

Newer cars are usually more expensive to insure than older models. New technology and other components typically cost more to repair or replace, which drives up the cost of coverage. 
On the other hand, new models tend to have better safety features and higher safety ratings, which can lower insurance costs. Some insurers also offer discounts for cars less than three model years old. 
The table below compares the average insurance cost of a Nissan 350Z manufactured in 2008 with that of the five closest model years.
Car (Year and Model)
Minimum coverage
Full coverage
2003 Nissan 350Z
$1,613
$3,637
2004 Nissan 350Z
$1,552
$3,542
2005 Nissan 350Z
$1,196
$2,881
2006 Nissan 350Z
$1,457
$3,932
2007 Nissan 350Z
$1,233
$2,877
2008 Nissan 350Z
$1,081
$2,199

Are 2008 Nissan 350Zs expensive to insure? 

On average, car insurance for a 2008 Nissan 350Z costs $90. Compared with other models in a similar price range, it costs 3% more to insure a 2008 Nissan 350Z.
Car (Year and Model)
Minimum coverage
Full coverage
2008 Nissan 350Z
$1,081
$2,199
2008 Mini Cooper
$936
$2,166
2008 Toyota Sienna
$1,128
$1,908
2008 Buick LaCrosse
$1,037
$2,726
2008 Jeep Wrangler
$875
$1,668
Insurance companies look at more than your car’s make and model to determine the cost of coverage. They’ll take into account the age of the vehicle, its MSRP and actual cash value, the size of its engine, and the likelihood of claims after a crash.

What other factors affect 2008 Nissan 350Z insurance rates?

Car insurance companies consider the following factors when generating quotes: 
  • The kind of car you have: Collision and comprehensive coverage cost more for luxury vehicles, sports cars, and any high-performance vehicle. 
  • Your age: Young drivers (below age 25) pay higher insurance rates based on their lack of driving experience compared to older drivers. Drivers above age 75 also see higher rates based on declining road safety. 
  • Your driving record and claims history: Insurance companies will charge more if you’ve had accidents or tickets in the past five years. 
  • Where you keep your car: Insurance rates vary from state to state and even between different ZIP codes based on theft rates, accident statistics, and weather patterns in your area.

2008 Nissan 350Z insurance costs for young drivers

The Nissan 350Z is a popular car with many young drivers—but don’t expect insurance to come cheap. Drivers between the ages of 16 and 25 pay some of the highest rates for car insurance. 
Teen drivers
in particular can expect to pay high rates due to a high rate of accidents and violations.
Ages
Minimum liability
Full coverage
18–21
$2,783
$6,257
22-25
$2,215
$5,515

2008 Nissan 350Z insurance cost for drivers with driving violations

Speeding, DUIs, and at-fault accidents aren’t the only incidents on your driving record that can raise rates. 
The table below compares quotes for 2008 Nissan 350Z drivers with a range of violations in their past.
Violation
Average minimum annual insurance cost
Driving on a suspended license
$1,766
Minor speeding violation (20 mph or less over speed limit)
$1,462

How can I lower the cost of insurance for my 2008 Nissan 350Z?

Smart shopping strategies
and
car insurance discounts
can help you lower the cost of coverage for a 2008 Nissan 350Z. Here’s how: 
  • Compare at least three quotes: Never buy car insurance without comparing quotes from at least three different insurance providers.
    Jerry
    makes the comparison process quick and easy!    
  • Use a broker: Unlike captive agents and even most independent agents,
    car insurance brokers
    earn commissions without adding to your insurance costs or pushing you towards a more expensive policy. 
  • Bundle multiple policies: If you also pay for home or renters insurance, you can bundle your policies with a single provider to save money.
    Home and auto bundles
    save drivers an average of 15% or more! 
  • Check for discounts: Most insurers offer discounts for everything from good grades to staying accident-free—or even for buying a new vehicle! 
  • Enroll in a usage-based insurance program: Almost every major insurer offers usage-based programs that allow drivers to track their driving habits in real-time in exchange for potential discounts—and you’ll often get a discount just for signing up!

Methodology

The Insurance Research Team analyzes insurance products and services to drive insights and help consumers make informed purchase decisions. 
Insurance research: We analyzed over 25 million car insurance quotes; conducted the largest insurance shopping survey (over 15,000 customers surveyed and 85 carriers reviewed in the past 18 months). 
We surveyed insurance policyholders for their experience with their insurers in the following areas: (1) insurance cost (2) customer service (3) insurance buying experience (4) insurance renewal experience (5) claim experience. In addition, we asked people what they like about their insurers and what areas in which their insurers could improve. The driver characteristics used in calculating average rates for auto insurance include: single driver, single car, currently insured, clean driving record.  
For the quotes and sold policies included in this article, please note that personal information has been hidden. Not all customers find savings. 
Team: The team consists of licensed insurance agents, insurance industry veterans, and data scientists.

Meet our experts

avatar
Kianna Walpole
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Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
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Sarah Gray
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Licensed Insurance Agent — Expert Insurance Writer and Editor
Sarah Gray is an insurance writer with nearly a decade of experience in publishing and writing. Sarah specializes in writing articles that educate car owners and buyers on the full scope of car ownership—from shopping for and buying a new car to scrapping one that’s breathed its last and everything in between. Sarah has authored over 1,500 articles for Jerry on topics ranging from first-time buyer programs to how to get a salvage title for a totaled car.
Prior to joining Jerry, Sarah was a full-time professor of English literature and composition with multiple academic writing publications.
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Josh Damico
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Head Of Insurance Operations
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18+ Years Experience in Insurance
Josh Damico is Jerry’s vice president of insurance operations and a licensed insurance professional with nearly two decades of experience in the industry. Previously, Josh held executive roles at Geico, where he had vast regional oversight and leadership opportunities.  He holds a bachelor’s degree in business administration and management from Medaille College, and has appeared on news channels including FOX and CBS to offer insurance expertise and tips to drivers across the country. His work has appeared in Business Insider, Kelley Blue Book, and Digital Insurance and been quoted in The Balance, GOBankingRates, and Inspiring Workplaces.
*Illustration only. For all the pricing information presented in this article (including various tables), please note that not all customers find savings and the information is for illustrative purposes only. Savings depend on type of car, location, policy features, driving history and other factors. Drivers who switch through Jerry save over $70/month on average.