Penalties for driving without insurance in Mississippi
It’s a misdemeanor if you’re caught driving in Mississippi without auto insurance. You’ll face harsh fines, and your license will be suspended. Plus, you’ll have to show proof of insurance
and pay a reinstatement fine to get your license back. Here’s a breakdown of the penalties for driving without insurance in Mississippi:
| First and subsequent offenses |
---|
| |
Jail time or required labor | |
| License suspended for up to one year or until proof of insurance is provided |
Reinstatement requirements | $100 reinstatement fee and SR-22 on file for three years |
FAQs
What is the law in Mississippi regarding auto insurance?
The state requires you to have $25,000 of bodily injury liability per person, $50,000 of bodily injury liability per accident, and $25,000 of property damage liability per accident.
Is it illegal to drive in Mississippi without insurance?
Yes, it’s a misdemeanor in Mississippi to drive without auto insurance. The state requires all drivers to have liability coverage.
Is Mississippi a no-fault state for car accidents?
No, Mississippi is an at-fault or tort state, so the person who is responsible for the car accident must pay for the other driver’s medical bills and vehicle damage.
Does insurance follow the car or the driver in Mississippi?
As with most standard insurance policies, your insurance can extend to both the vehicle and the driver. For instance, if you give someone permission to drive, they’ll likely be covered even if they’re not listed on your policy. And if someone on your policy is driving a different vehicle, they may still be covered if they get into an accident.