Best Car Insurance for Maserati 2022

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Car Insurance for Maserati

On average, Maserati drivers pay $2,874 each year for car insurance. But depending on the model you have, your insurance rates could vary. A Ghibli S costs $2,889 less more per year to insure than a Granturismo S.
Italian brand Maserati has put stylish sport vehicles on the market since 1914. With some of the fastest sedans in the world, Maserati is a dream make for car lovers.
Of course, you’ll have to be willing to pay a pretty penny for one of these beautiful cars. The base Ghibli sedan starts at nearly $80,000—not to mention the additional costs that come with keeping it in tip-top shape and paying for the right car insurance.
Jerry can help you find insurance savings, even for the hottest of Maseratis. Jerry pulls quotes from over 50 top providers to guarantee you have access to the best deals for the coverage you need.
Here are some real quotes from Jerry customers who saved money when insuring their Maserati.
Quote DateCarLocationZip CodeNameAgeCarrier
Before Jerry
After Jerry
March 28, 2022Maserati Quattroporte SGlendale, NY11385Ricardo W.42Allstate$120/mo.$93/mo.
April 9, 2022Maserati Quattroporte SHouston, TX77065Jeff J.36Safeco$280/mo.$102/mo.
April 18, 2022Maserati GhibliBrunswick, GA31520Sally B.60Mercury$200/mo.$132/mo.
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Insurance for different models of Maserati

The exact price you’ll pay to insure your Maserati depends on your car’s model and age.

Insurance for Maserati based on the year of the car

While it’s a great feeling to be the first one to drive a new car, keep in mind that newer cars will cost more to insure than older ones.
As cars depreciate (as much as 23.5% in the first year alone, according to Edmunds), they become less expensive to repair or replace, so they become cheaper to insure over time.
Additionally, if you’re leasing or financing a new car, you’ll be expected to have a full-coverage insurance policy, which costs much more than the state minimum requirements alone.
According to Jerry’s internal data, the cheapest years for Maseratis are 2011 and 2008.
The most expensive years for Maseratis are 2020 and 2015.
Year
Average Cost
Annual Savings with Jerry
2021$2,808$899Compare Prices
2020$4,206$389Compare Prices
2019$3,108$928Compare Prices
2018$3,619$939Compare Prices
2017$4,389$1,257Compare Prices
2016$3,239$829Compare Prices
2015$5,566$1,869Compare Prices
2014$4,486$1,318Compare Prices
2011$3,800$3,050Compare Prices
2008$2,280$598Compare Prices
Key Takeaway Since older Maseratis have lower repair and replacement costs, they will usually be cheaper to insure than the newest models.
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Insurance for Maserati based on model

As some of the most expensive cars on the market, Maseratis are naturally some of the most costly to protect. Even so, certain models will run you higher insurance rates than others.
You can expect sedans and crossovers to cost less to insure than coupes or large SUVs. This is because the former are normally associated with lower MSRPs, higher safety ratings, and lower maintenance costs.
The Ghibli sedan has one of the lowest insurance rates for a Maserati due to its lower starting price and (relatively) simple design.
Maserati’s premium MC20 will come with very high insurance costs, even for luxury cars. This customizable luxury sports car is loaded with special features that make it costly to replace.
If you want to learn more about car insurance costs for some of the most popular Maserati models, check out the links below.
Key Takeaway Your insurance rates will vary depending on your Maserati model. Models with higher costs or lower safety ratings may cost more to insure.
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Full coverage vs. minimum coverage for your Maserati

Almost every state requires drivers to purchase minimum amounts of liability insurance in order to drive legally.
State liability requirements usually include the following coverages:
Coverage typeProtection offered
Bodily injury liability (per person and accident)Pays for the costs associated with the injuries you’ve caused to others
Property damage liability (per accident)Pays for the costs associated with the damage you cause to other people’s vehicles or property
Some states also require uninsured or underinsured motorist protection to cover damages if you’re in an accident with an uninsured or underinsured driver.
Your state may also require personal injury protection (PIP) to pay for your medical expenses—especially if you live in a no-fault state.
All drivers, but especially luxury car drivers, are strongly encouraged to purchase more insurance coverage than what is mandated by the state. Liability coverage won’t cover damage to your vehicle in an at-fault accident.
Full coverage insurance policies will make sure you are protected in case of high medical costs or significant vehicle damage. Full coverage insurance typically includes:
Coverage typeProtection offered
Collision coverageCovers the costs associated with collisions with another vehicle or object
Comprehensive coverageCovers costs of damages from an event other than a collision, like a weather event, theft, or vandalism
The average annual insurance premium for a Maserati is $1,514 per year for minimum car insurance and $4,007 for full-coverage insurance.
When you consider all car makes, the average insurance premium in the US is $1,626 per year for minimum car insurance and $2,298 for full-coverage insurance.
Here’s what it costs to insure a Maserati with minimum coverage and full coverage before and after switching with Jerry.
All Coverage Before Jerry
All Coverage After Jerry
Minimum Coverage Before Jerry
Minimum Coverage After Jerry
Full Coverage Before Jerry
Full Coverage After Jerry
Maserati$4,390$2,898$2,795$1,589$5,004$3,282
Maserati
All Coverage Before Jerry
$4,390
All Coverage After Jerry
$2,898
Minimum Coverage Before Jerry
$2,795
Minimum Coverage After Jerry
$1,589
Full Coverage Before Jerry
$5,004
Full Coverage After Jerry
$3,282
As one of the world’s premier car brands, Maseratis are (unsurprisingly) more expensive to insure than many other makes.
Even when compared to other luxury brands, Maseratis usually cost more to insure, with substantially higher average prices than Audi, Cadillac, and Porsche. If you’re comparing the prices of insurance for similar cars, here are the insurance costs for other brands:
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What impacts your insurance costs for Maserati

In addition to your car’s make, model, age, and purchase price, insurers will look at personal factors, including your age, where you live, your type of employment, and more.

The model of Maserati you drive

Your car model can influence your premiums—again, a sedan like the Quattroporte will cost less to insure than a souped-up MC20. But your insurance can vary even for the same model.
Most models are offered with different trim levels—different versions of a model that include varying standard features—and higher-level trims will cost more to insure than baseline trims.
For example, here’s what insurance you might want to consider for a Ghibli.
TrimFeaturesRecommended coverageReason for coverage
GhibliThe base trim of the Ghibli comes with a 345-hp engine and is eligible for a variety of options packages.Towing and Labor coverageIf your rear-wheel-drive Ghibli gets stuck on a snowy road, this coverage will pay for roadside assistance.
Ghibli SSome higher trim levels come with more powerful engines, and most come with better aesthetic and luxury features.Gap coverageIf you’re leasing or financing a new vehicle and it is totaled soon after purchasing it, this coverage will insulate you financially by paying the difference between your outstanding lease or loan and the car’s value.

Your insurance company

It may seem easiest to stick with your current provider when it’s time to insure your Maserati—but there’s a good chance you can find a better rate by shopping for quotes with other providers.
Shopping around and comparing quotes is your best bet to find the best insurance company for your Maserati.
However, comparing rates can be time-consuming—especially if you’re pulling quotes on your own. That’s where Jerry can help.
As a licensed broker and top-rated insurance shopping app, Jerry gathers competitive quotes from over 50 top insurance companies and delivers them to your phone in less than a minute.
Just choose the policy you like best and Jerry will help take care of canceling your old policy and registering for a new one.
Since Jerry reviews your policy every 6 months, you can be sure that you’re always getting the coverage you need at the best price.
Here’s what Maserati drivers paid for car insurance before and after switching with Jerry:
Insurance Company
Average Cost
Annual Savings with Jerry
Dairyland$5,451$2,214Compare Prices
National General$6,182$2,132Compare Prices
Nationwide$5,472$1,479Compare Prices
State Auto$3,573$1,284Compare Prices
Progressive$4,530$1,199Compare Prices
Travelers$3,504$1,165Compare Prices
Safeco$4,265$1,114Compare Prices
Allstate$1,600$418Compare Prices
Kemper$3,000$192Compare Prices
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Your age

How old you are is an important determinant of your car insurance rates. Young drivers are generally considered high-risk because of their lack of experience, and you can expect your rates to gradually decrease after age 25.

Your driving record

One of the most difficult ways to find affordable insurance is to demonstrate poor driving habits.
If your driving record is impaired due to multiple speeding tickets or even one DUI or other major offense, you’ll find it difficult to get anything other than sky-high premiums.
You can try to better your driving through taking a defensive driving course, which may help lower your premiums.
Here are some common insurance premiums for Maserati drivers with previous infractions:
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Where you live

Your Maserati insurance rates are also impacted by where you live. If you move from a spread-out suburb to a dense urban area or vice versa, you can expect your rates to change.
Insurers consider things like a city’s accident rates and property crime rates when assessing their risk of making a payment. If you live in a busy area with high numbers of commuters, you’ll likely pay more than a neighboring town with less traffic.
Additionally, if your area is prone to severe weather events like tornadoes, hurricanes, or hailstorms, you’ll likely face higher insurance rates due to the higher probability of weather-related property damage. According to our data, there is a high percentage of Maserati drivers in cities including Houston (TX), Kennesaw (GA), South Boston (VA), Greensboro (NC) and South-Boston (VA). The cheapest car insurance for Maserati for Jerry users is in Corpus-Christi (TX) and Philadelphia (PA). The most expensive car insurance for Maserati for Jerry users is in Boca Raton (FL) and Boca-Raton (FL).
Regardless of where you live, your demographics, or your Maserati model, you can find the best rates on car insurance by shopping with Jerry.
Jerry shops quotes from over 50 top providers, meaning you’ll always have access to the best deals on the market for your coverage.
Jerry’s stellar technology has earned the app a 4.6/5 and a top-ranking spot on the App Store, but we’re powered by real people—if you ever have a question while insurance shopping, don’t hesitate to call or text one of our attentive agents.

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