Services
Insurance
Loans
Repairs
Advice
About
background

How to Get a Liberty Mutual Good Student Discount

Find out if you're getting ripped off on your car insurance in less than two minutes.
No long forms · No spam · No fees
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Liberty Mutual’s good student discount can help full-time student drivers under 25 save up to 15% on their car insurance policy. To qualify, students need to have a 3.0 GPA while enrolled in full-time high school, college, or university.
Affordable car insurance can seem like a long shot for young drivers, especially for those under 25. Yes, insurance companies are here to protect you and your vehicle, but they also have to protect themselves from risky drivers, and the statistics show young drivers are the riskiest on the road.
Thankfully, insurance providers like
Liberty Mutual
offer student discounts for full-time high school, college, and university students with a GPA of 3.0 or more. Here’s a guide to saving on your Liberty Mutual car insurance with a good student discount.
Compare insurance quotes from 50+ insurance companies with Jerry in under 45 seconds
Compare insurance quotes from 50+ insurance companies with Jerry in under 45 seconds
icon4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars
icon4.7/5 app rating | Trusted by 5M+ drivers

How to get State Farm’s good student discount

Liberty Mutual’s good student discount can earn you up to 15% in savings on your insurance premium. You can claim this discount if you’re between the ages of 16 and 25, enrolled in high school, college, or university full-time, and have a B average (3.0 GPA).

How to qualify

To qualify for a good student discount with Liberty Mutual, you must:
  • Be between 16 and 25 years old 
  • Be enrolled full time in high school, college, or university
  • Have a B average or 3.0 GPA or higher

How long does Liberty Mutual’s good student discount last?

If you maintain your 3.0 GPA, you can benefit from Liberty Mutual’s good student discount until you are 25 years old.

Why do auto insurers offer good student discounts?

Liberty Mutual generously offers car insurance discounts to policyholders who exemplify responsibility, safety, and awareness. 
The good student discount applies to students who demonstrate a commitment to their academic performance, which represents responsibility for many insurance companies. A responsible student reflects the values of a responsible driver, and if your grades are up to par, chances are you keep up with deadlines, follow instructions, and prioritize your duties
Build trust with your provider by showing them that you hold the skills of a devoted student!

The best Liberty Mutual car insurance discounts for students

The Liberty Mutual good student discount can save young drivers up to 15% off their insurance rate, but users typically save between 7% and 10%. Factors such as age, driving record, location, and car type can affect the discount value.
Thankfully, the good student discount isn’t the only way to save on your Liberty Mutual auto insurance policy. Here are a few
car insurance discounts
that can help you save on your Liberty Mutual premium. 

TeenSMART discount

Liberty Mutual offers a
driver training discount
for teenagers who complete the TeenSMART driver’s education course. This discount is eligible for young drivers who complete the eight-hour course.

Multiple auto and multiple line discounts

If you’re a policyholder with a teen driver or college holder on your insurance, you likely have multiple vehicles on your plan, or maybe you’re insuring other assets like your home, rental space, or your life!
If you have more than one insurance policy with Liberty Mutual, also known as a
policy bundle
, you can gain up to 15% off both policies with a multiple-line discount. Also, if you have more than one vehicle on your policy, you could earn between 10% and 15% off your multi-car policy. 

Car safety features discount 

Driving a vehicle with standard and upgraded safety features can earn you a well-deserved discount from Liberty Mutual. Cars with anti-lock brakes, passenger airbags, alarm systems, and safety suites with driver assistance features can provide up to 10% in discounts for their protective practicality.

Alternative fuel discount

Eco-friendly vehicles are eligible for Liberty Mutual’s alternative fuel discount, which applies to electric cars, gas hybrids, methane vehicles, and natural gas vehicles with eco modes. The discount can reach up to 10% depending on the car. 

RightTrack telematics discount 

Using Liberty Mutual’s RightTrack telematics program can earn you up to 30% off your policy, although most users typically save between 5% and 10%. This app-enabled tracking feature monitors your driving habits, including acceleration, braking, and mileage, for 90 days. Depending on your results, you’ll receive a discount worth up to 30%, but regardless of your RightTrack usage, you’ll earn a 5% discount for simply joining the program.
avatar
By Jaya Anandjit
Expert Insurance Writer
Reviewed by Shannon Martin.
icon
Compare Car Insurance Quotes For Free
Jerry automatically shops for your insurance before every renewal. Members save $872/year.
rating primary
4.7/5
Rating on App Store
Start saving money!
12,000+ Reviews
Trusted by 3.5M car owners like you

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings