While many drivers choose to get roadside assistance through auto clubs such as AAA, this kind of coverage can be affordably added onto your current Farmers auto policy. Which option is right for you? We have all the information you need to make the choice that’s right for you.

MORE:

All about Farmers car insurance

What does Farmers roadside assistance cover?

Farmers roadside insurance coverage provides essential roadside services such as fuel delivery, towing services, lockout assistance, and more.

Towing:

Farmers will cover towing to the nearest certified repair facility up to $100 of coverage.

Dead battery service:

If your battery is dead, you can get a jump-start or an emergency battery replacement to get you on the road again. (battery replacement not included).

Winching service:

If your car gets stuck in mud, snow, or a ditch, Farmers can send a professional to pull it out. However, your car needs to be within 100 feet of a legal, paved road.

Flat tire change:

If you get a flat tire while driving and you’re unsure about how to change it, Farmers can send a professional to do it for you. (If you don’t have your own spare, you’ll need to pay for the replacement.)

Lockout assistance:

If you’ve accidentally locked your keys inside your car, a professional can open your door and unlock it for you. But if you’ve lost your keys, you’ll have to purchase a new set yourself.

You must be a current Farmers auto insurance policy holder to add this type of coverage onto your plan

. It’s also available

24/7

under all vehicles insured with Farmers,

whether you’re the passenger or the driver

. Plus, this coverage is still available if you’re traveling with your car through Canada.

Compare insurance quotes from 50+ carriers with Jerry in under 45 seconds

ZIP Code

Find Savings!

4.7/5 App Store Rating. Trusted by 2+ Million Customers.

MORE:

Will insurance cover a flat tire?

How to use Farmers roadside assistance program

The simplest way to use Farmers roadside assistance program is by calling

1-800-435-7764.

This roadside assistance line is open 24/7. If you’d prefer not to speak to anyone over the phone, you can submit a roadside assistance request through the Farmers mobile app.

The app provides you with real-time notifications, updates, and even displays a live progress map so you can track your dispatched help.

You should be aware that roadside assistance isn’t applicable if you’ve gotten into a collision with another vehicle. Recovery towing is included as part of your

collision coverage

or the at-fault driver’s

property damage liability

. If you are at fault for the accident, you may have to pay for the tow yourself.

MORE:

Is the Farmer’s Signal app worth it?

How much does Farmers roadside assistance cost?

Adding roadside assistance to your current Farmers auto insurance policy costs

$23 per year

, but keep in mind that you may have to pay extra for labor-intensive services, such as extra towing miles on a particularly long trip or a battery replacement that takes over an hour to complete.

Farmers roadside insurance is fairly affordable compared to average industry costs for roadside insurance coverage. While

GEICO

’s competitively-priced $14-per-year roadside assistance takes the cake for the most affordable plan, other insurance companies charge

an average of about $80 per year

—about four times as much as Farmers. Furthermore, AAA memberships start at $59.99 per year.

Bottom line: Farmers roadside assistance is an affordable option that provides basic services. But is it worth it—and are you better off with

a AAA membership

instead?

MORE:

How to cancel Farmers insurance

Farmers roadside assistance vs. AAA

Farmers roadside assistance offers most of the services included in AAA’s basic plan, but there are a few significant differences between these two options.

The most important difference is that

Farmers roadside assistance only covers vehicles that are covered by your auto insurance policy,

while

AAA covers any vehicle you’re driving or are a passenger of.

AAA also

offers coverage beyond its basic plan

, such as the Plus and Premier plans, and offers benefits such as 100 miles of towing, free one-day rental cars, and free passport photos. Members even benefit from travel and hotel discounts.

The biggest advantage of getting roadside assistance with Farmers instead of AAA is

convenience

and

cost

. Farmers roadside assistance costs you much less than AAA’s, and you can manage your coverage under your insurance account, rather than balancing multiple accounts at once.

MORE:

How to join AAA and make sure you have roadside assistance coverage

“I would 11/10 recommend
Jerry
. I was originally quoted $700+ for insurance for my new car, but by using Jerry I got my payments down to $320 a month. They also have a great support team ready to answer any questions!” —Tobias F.