Your Guide to State Farm Roadside Assistance

State Farm offers 24-hour roadside assistance to policyholders, and can be accessed online, through the mobile app, or by calling a service provider.
Written by Kianna Walpole
Edited by Maria Cruz
background
State Farm
policyholders can add roadside assistance to their
car insurance
policy for as little as $30 per year. To access State Farm’s 24-hour emergency roadside assistance services, contact a service provider at 1-877-627-5757 or request assistance online from your computer or mobile phone.

What State Farm’s roadside assistance covers—and what it doesn’t

icon
Towing services: If your car breaks down on a public road and can’t be started or driven, State Farm will cover the towing costs to the nearest repair facility within 10+ miles. You may have to pay additional costs if you choose to have it towed to a specific repair shop further than the allotted distance.
icon
Parts and fuel delivery: State Farm offers fuel and parts delivery—but the cost of the fuel or parts is not covered.
icon
Locksmith services: State Farm will cover locksmith services if the key to your vehicle is lost, stolen, or locked in the car.
icon
Mechanical labor: One hour of mechanical labor is covered for each service: battery replacement, dead battery jumpstarts, tire changes, electrical problems, transmission issues, fluid leaks (excluding fuel), and other mechanical issues.
While State Farm’s emergency roadside services will cover several circumstances, there are a few things it will not cover, including non-listed vehicles, mechanical labor costs beyond the first hour, or flat tire repairs. 

State Farm roadside assistance costs around $30 

State Farm’s roadside assistance add-on costs approximately $30 per year. Emergency roadside assistance plans from State Farm are fairly affordable, but prices with other insurance companies can vary. 
Take a look at the table below to see how State Farm’s roadside assistance pricing compares to other big-name providers:
Insurance company
Monthly coverage cost
  • Standard plan: $30/year
  • Basic membership: $64/year
  • Plus membership: $94/year
  • Premier membership: $124/year*
*Pricing may change depending on your region
  • Roadside advantage: $89/year for first year; $105/year upon renewal
  • Roadside elite: $164/year for first year; $179/year upon renewal
  • Standard roadside assistance: $12/year
  • Premier roadside assistance package: $20/year
  • Standard plan: $20/year
  • Standard plan: $10-$100/year 
  • Standard plan: $14/year
  • Roadside assistance basic: $23/year
  • Roadside assistance plus: $42/year

How State Farm roadside assistance works

Once drivers have access to State Farm’s 24-hour roadside services, they can request assistance via the State Farm mobile app, through the State Farm website, or by calling 1-877-627-5757 to speak with a State Farm agent. Roadside assistance usually arrives within an hour, although wait times can vary by location.
State Farm’s roadside assistance can either be added to an existing State Farm policy (also known as Coverage H), or can be used without including it on your current coverage. 
  • With coverage: State Farm will pay for basic services, such as lockout services and battery jumpstarts. For replacement services—tires, gas, and more—you may face out-of-pocket fees for the extra parts, but the service and associated labor will remain covered. 
  • Without coverage: Even if you don’t have emergency roadside assistance coverage through State Farm, you can still use their services. However, you’ll be required to pay for services at a competitive rate negotiated by State Farm—usually less than what’s available in the market.

Is State Farm roadside assistance worth it? 

Although most drivers will benefit from adding State Farm’s roadside assistance to their current policy, it might not be a fit for every driver. Here are the same providers mentioned above, and the benefits their policies provide in comparison to State Farm.
  • Towing services
  • Lockout services
  • Gas + parts delivery 
  • Jump-starts + battery replacements
  • Mechanical labor (up to one hour)
Basic membership:
  • Jump-starts
  • Lockout services (up to $50)
  • Gas delivery (you pay for fuel)
  • Tire replacements
  • Towing services 
  • Travel accident insurance (up to $100K)
  • Trip interruption (up to $250)
  • Winching services
  • Auto theft reward (up to $500)
Plus membership
  • Jump-starts
  • Lockout services (up to $100)
  • Gas delivery 
  • Tire replacements
  • Towing services (up to 100 miles)
  • Travel accident insurance (up to $300K)
  • Trip interruption (up to $500)
  • Winching services
  • Auto theft reward (up to $1,000)
Premier membership:
  • Jump-starts
  • Lockout services (up to $100)
  • Gas delivery 
  • Tire replacements
  • Towing services 
  • Travel accident insurance (up to $300K)
  • Trip interruption (up to $1,500)
  • Winching services
  • Rental reimbursement
  • Travel concierge
  • Auto theft reward (up to $1,500)
  • Towing services
  • Jump-starts
  • Tire replacements
  • Gas delivery 
  • Winching services
  • Lockout services
  • Trip interruption
Standard package
  • Towing services (up to 15 miles)
  • Jump-starts
  • Tire replacements
Premium package
  • Towing services (up to 100 miles)
  • Jump-starts
  • Tire replacements
  • Trip interruption
  • Personal property coverage
  • Towing services (up to 20 miles)
  • Jump-starts
  • Tire replacements
  • Lockout services
  • Winching services
  • Gas delivery
  • Towing services
  • Winching services
  • Jump-starts + battery charges for EVs
  • Gas delivery
  • Lockout services
  • Tire replacements
  • On-scene labor (up to one hour)
  • Trip interruption
  • Towing services
  • Jump-starts
  • Tire replacements
  • Lockout services (up to $100)
  • Winching services
  • Gas delivery
Roadside assistance basic
  • Lockout services
  • Jump-starts
  • Ditch extraction
  • Gas delivery
  • Tire replacements
  • Towing services (up to 15 miles)
Roadside assistance plus
  • Lockout services
  • Jump-starts
  • Ditch extraction
  • Gas delivery
  • Tire replacements
  • Towing services (up to 100 miles)
  • Trip interruption
It’s always beneficial to have roadside assistance, no matter which insurance provider you choose. With most companies offering towing, battery, and tire replacement services, the added cost is worth knowing you and your vehicle will be well-protected in a variety of circumstances.
State Farm’s emergency roadside services are a wise add-on coverage option since it's offered at a low price and includes enough services to get you back on the road safely. However, it’s important to shop around and
compare car insurance quotes
, provider programs, and service coverages to find the best fit for you.

FAQ

What’s the 1-800 number to State Farm?

For standard assistance with your State Farm insurance, call 1-800-782-8332. For assistance regarding your emergency services, contact a State Farm representative at 1-877-627-5757.

What does State Farm roadside assistance cover?

State Farm roadside assistance covers tow truck expenses, fuel and parts delivery, lockout services, and mechanical labor for up to one hour. It can be added to your current State Farm policy for $30 a month, or purchased as an independent feature. 

Can my car insurance company legally cancel my policy due to too many tow claims?

Filing too many towing claims raises your risk in the eyes of insurers. As a result, your provider may cancel your policy once you’ve reached a certain number of claims on your record.

How do I request roadside assistance from State Farm through their mobile app?

To request roadside assistance through the State Farm mobile app, tap on the roadside assistance button on your homescreen and you’ll be quickly connected to a dispatcher who can aid you once your coverage is verified. 

How do I activate State Farm roadside assistance?

To activate State Farm roadside assistance, you can either contact a service provider at 1-877-627-5757 or request assistance online from your computer or mobile phone.

Who can benefit most from State Farm roadside assistance?

Most drivers can benefit from State Farm’s roadside assistance. However, if you own an older vehicle, travel frequently for work or pleasure, or simply want added peace of mind when it comes to unexpected repairs and breakdowns, you’ll likely benefit more from State Farm’s roadside coverage.

Meet our experts

avatar
Kianna Walpole
badge icon
Expert Insurance Writer & Editor
Kianna Walpole is an insurance writer and editor with a comprehensive background in consumer behavior and online publishing. With experience in car insurance, maintenance, and repair, she is dedicated to building informative content that helps customers reduce costs while achieving the best service. Prior to joining the Jerry editorial team, Kianna worked as a junior editor in the content marketing industry, using consumer data and key insights to create and edit content for an array of large-scale clients in the real estate, cybersecurity, and healthcare industries.
avatar
Maria Cruz
badge icon
Expert Insurance Writer & Editor
Maria is an insurance writer with over 10 years of experience as a professional writer. Prior to joining Jerry’s editorial team in 2023, she worked at various online publications like Nimble Media, Factinate.com, and served as editor-in-chief at The Medium. She holds a double major in English and Professional Writing and Communications.

Easiest way to compare and buy car insurance

√
No long forms
√
No spam or unwanted phone calls
√
Quotes from top insurance companies
Find insurance savings