On average, Alfa Romeo drivers pay $1,989 each year for car insurance. But depending on the model you have, your insurance rates could vary. A Stelvio costs $1,663 more more per year to insure than a Giulia.
Here’s what drivers pay when they switch with Jerry
Here are some real quotes from Jerry customers who saved money when insuring their Alfa Romeo.
Your insurance premium is based on a variety of factors, including your demographics, driving record, and location. But each insurance company weighs these factors differently, which means your rates could vary significantly between providers—even for the exact same coverage.
The cheapest insurer for Alfa Romeo is Nationwide, with an annual premium of $1,561.
Other popular carriers for Alfa Romeo include the following:
Nationwide is popular among tech-savvy drivers with a safe driving record. Their excellent online platform, mobile app, and website earn them a rating of 4.6/5 from Jerry.
Progressive is one of the biggest insurers in the industry. They have financial strength, offer a huge variety of coverages, and boast awesome discounts and features. A good choice for tech-savvy and higher-risk drivers, Progressive gets a 4.6/5 from Jerry.
Kemper is a great option for high-risk drivers. It files SR22 forms for drivers who need to provide proof of coverage to the state and even insures rebuilt salvage vehicles. Jerry rates Kemper a 4.3/5.
For young drivers in need of affordable coverage, Safeco is a good choice. It also has a claims-free cashback program, which gives you a small refund for every six months that you remain claims-free. Jerry rates Safeco a 4.5/
Allstate is one of the top insurance companies in the country. It has a large network of agents and repair shops and offers lots of great digital features, including a rate calculator, mobile app, online bill payment, and online claim reporting. Allstate gets a 4.5/5 from Jerry.
Insurance add-ons are plentiful with Travelers, including roadside assistance, rental car reimbursement, accident forgiveness, new car coverage, and gap coverage. Travelers also offers lots of driver discounts to help lower premiums, including for safe drivers and good students. Jerry gives Travelers a 4.7/5 rating.
State Auto is a good choice for safe, experienced drivers looking to get the most out of their insurance. The company has a wide variety of coverage options and offers online filing for claims. State Auto gets a 4.1/5 rating from Jerry.
National General specializes in insurance for high-risk drivers. The company also has a claims satisfaction guarantee in most states and will waive your deductible up to $250 if you’re not happy with your claims experience. Jerry gives National General a rating of 4.1/5.
High-risk drivers will find a good option in Dairyland. The company offers flexible payment plans and 24/7 live claims support in almost 40 states, earning it a rating of 4.6/5 from Jerry.
Tech-savvy drivers will love Clearcover. It has an award-winning app that lets you file a claim, pay your bill, and access proof of insurance—all while keeping communication entirely online. Jerry rates Clearcover a 4.1/5.
How to compare prices to find the most affordable coverage
When you’re looking for insurance, the cheapest option isn’t always the best. It’s never a good idea to sacrifice coverage to save a few dollars. Financially, It could leave you in a difficult place if you get into an accident.
With prices differing between insurance companies, the only way to find the best rate is to compare quotes from at least three to five providers.
You could head to each company’s website to complete their form and get a quote—but anyone who’s done this knows how time-consuming and repetitive it can be. Instead, use Jerry!
As a licensed broker, Jerry compares quotes from 40+ insurance providers and provides you with quotes that meet your coverage needs. Jerry handles the switchover, the cancellation of your old policy, and even your renewals. Finding great insurance for a great price couldn’t be easier.
Avg. Annual Premium
Key Takeaway Using a car insurance comparison app like Jerry is the easiest and most effective way to compare quotes from multiple carriers to find the best premium for the coverage you need.
Cost of insuring a Alfa Romeo
Cost of insuring with minimum coverage and full coverage
The average annual insurance premium for an Alfa Romeo is $1,360 per year for minimum car insurance and $2,012 for full-coverage insurance. When you consider all makes and models, the average insurance premium in the US is $1,689 per year for minimum car insurance and $2,460 for full-coverage insurance.
Your specific insurance rate will depend on the type of coverage you purchase for your Alfa Romeo. Check your state laws, as each state mandates a certain amount of minimum insurance to hit the road.
Here are the basic types of insurance that your state may require:
Pays for your own medical expenses after a car accident
If you can afford it, you should always purchase more than the mandatory minimums. Even a relatively minor accident can result in thousands of dollars of damage and medical bills. If you’re at fault and lack sufficient coverage, you’ll have to pay the costs out of pocket.
If you’re leasing or financing an Alfa Romeo, your lender may require you to purchase full-coverage insurance. You should also purchase full coverage if you can’t afford to replace your car in the event that it’s totaled.
To get an understanding of your experience and risk level, insurance companies look to your driving record and age. Younger drivers are statistically more likely to get into accidents, so they tend to pay more for car insurance. Older drivers with more experience usually have lower rates.
Insurers also look at traffic violations. If you have a minor infraction on your record, like a speeding ticket, you might notice a small increase in your premium. But serious infractions, like DUIs or reckless driving charges, have a much bigger impact and can result in higher rates for many years.
But there’s good news! If you improve your driving habits and maintain a clean record moving forward, you’re likely to see your premiums drop.
Here’s how accidents and violations can affect car insurance costs for Alfa Romeos by age group:
Key Takeaway Insurance costs for your Alfa Romeo will vary depending on factors like your driving record, age, and insurance coverage needs.
Cost of insuring popular models
Since different models have different repair and replacement costs, the Alfa Romeo model you choose will affect your insurance costs. In general, more expensive cars require bigger payouts from insurers—which translates to bigger insurance premiums for you.
But no matter which model you have, Jerry can help you find big savings on your insurance coverage.
After providing you with a comprehensive cross-analysis of the best policies across providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. Why stress about all that extra work when Jerry can take it off your hands?
If you want to learn more about car insurance costs for some of the most popular makes, check out the links below.
Key Takeaway Your car model affects your insurance rates. The more expensive the car, the more insurance usually costs.
Cost of insuring your Alfa Romeo by year
Most and least expensive years of car
We know—a brand new Alfa Romeo is just so… new! But if you want lower insurance premiums, you might be better off opting for a used one.
According to Edmunds, a new car loses 23.5% of its value in the first year and 60% of its value in the first five years. And the less your car is worth, the less it costs to repair or replace if you need to make a claim. For you, this means insurance savings.
Drivers with newer cars also tend to lease or finance their vehicles and therefore must have full-coverage insurance. You’ll always pay more for full coverage than for just the mandatory minimum insurance required by your state.
According to Jerry’s internal data, the cheapest years for Alfa Romeos are 2015 and 2018.
The most expensive years for Alfa Romeos are 2021 and 2019.
Key Takeaway Older Alfa Romeos typically cost less to repair or replace than newer ones and may not be leased or financed, so they tend to have cheaper insurance rates.
Cost of insuring a Alfa Romeo in your city
Since different areas have different rates of accidents, crime, and natural disasters, your location impacts your insurance premium. This means that even for cities within the same state or county, you could pay very different rates for the same coverage.
For your insurer, it’s all about how much risk is involved in insuring you. If your city experiences lots of collisions, car thefts, or severe weather events, you can expect to pay more for your car insurance.
According to our data, there is a high percentage of Alfa Romeo drivers in cities including Falls Church (VA), Hawthorne (CA), Cleveland (OH), Los Angeles (CA) and Long Beach (CA).
The cheapest car insurance for Alfa Romeo for Jerry users is in North Bellmore (NY) and South Burlington (VT).
The most expensive car insurance for Alfa Romeo for Jerry users is in Rockville (MD) and Hawthorne (CA).