The 10 U.S. States Most Likely to Be Hit by Natural Disasters

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Some U.S. states are more likely to be hit by natural disasters than others due to their geographical location. Experts watch the trends, taking into account increased storm severity, injuries sustained, and loss of human life when determining which states have a greater chance of experiencing a severe weather event. Here are the 10 states most likely to be affected by a natural disaster.


Flooding occurs year-round in Missouri, while ice and snow storms are prevalent in the winter. The Show Me state is also known to be hit hard every year by tornados.


Tropical storms and hurricanes have long plagued Florida, and occurrences have only become more frequent in recent years. While known for its warm weather, Florida’s crops on occasion have been destroyed by unexpected severe freezes and ice storms, too.


One of the most sought-after states to live in the U.S., California is also home to an abundance of natural disasters, including earthquakes, wildfires, flooding, landslides, and winter freezes and storms.


If a natural disaster involves water, it probably happens in Arkansas. This state is hit hard each year by flooding, snow, rainstorms, ice, and an abundance of tornadoes. Homes, roads, and businesses suffer from power outages and tainted water supplies.


One of the most devastating hurricanes in history hit Louisiana: Hurricane Katrina resulted in billions of dollars in loss and damages, as well as approximately 1,000 deaths. This Gulf state is hit consistently each year by tropical storms and hurricanes, causing extreme flooding.

New York

Located on the Atlantic coast, New York suffers from both tropical storms and blizzards. These severe weather patterns create havoc for one of the most populated states in the U.S. Flooding and ice storms accompany these unpredictable natural disasters.


The second largest state in the U.S. is hit every year by a diverse range of perils. In fact, Texas is the state most likely to be hit by natural disasters. Residents are victims of floods, hurricanes, tornadoes, wildfires, heavy winds and rains, and even a rare-occurring earthquake. These storms equate to billions of dollars of damage.


Known for its rolling hills and horse racing, Kentucky suffers from tornadoes and flooding due to heavy rains. This results in disastrous rockslides, landslides, and mudslides, causing damages to homes, roadways, businesses and other community and private structures. The state also has its fair share of snow and ice storms.


Oklahoma is home to one of the most devastating tornadoes in history, occurring in May of 1999. On average, the state is hit by 50 tornadoes a year and there has been no evidence of this weather trend easing up. It also has its share of wildfires, floods, and winter storms.


Billions of dollars of damage have plagued Alabama by the hurricanes and tornadoes that have ravaged the state. Windstorms and severe flooding accompany these natural disasters, and it suffers from extreme winter snow and ice storms as well.
While these U.S. states are most likely to be hit by natural disasters, they also have many positive reasons for people to relocate to the areas. Being prepared for the possibility of a storm, knowing what to do when disaster strikes, and making sure your home and property has adequate insurance will make living in a disaster-prone state better for your peace of mind.

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