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Is non-owners insurance offered?
What other companies offer it?
Cost
FAQs
Finding quotes online

If you drive but don’t own a vehicle, non-owner car insurance is a good way to get liability protection when you’re behind the wheel. Whether you borrow a friend’s car or rent a ZipCar, your non-owner car insurance will follow you no matter which vehicle you drive.

Like many auto insurance companies you may have encountered while searching for car insurance quotes online, GEICO offers non-driver car insurance. Here’s what you need to know about a GEICO non-owner car insurance policy, including who should get this type of policy and the best way to compare prices.

To find more quotes online, try using our car insurance comparison shopping and broker app Jerry. We’ll bring you competitive quotes from up to 50 providers, and we’ll do all the work for you, too.

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Does GEICO offer non-owners insurance?

Yes, you can get non-car owner insurance with GEICO. You do not need to be an existing customer of GEICO to obtain this type of coverage.

If you frequently rent cars, borrow cars, or use a car-sharing service, a GEICO non-owner car insurance policy could be a smart investment.

If you need an SR-22 or FR-44 certificate to reinstate your driver’s license and you don’t have a car to file with, GEICO’s non-owner insurance can help in that situation as well. GEICO will file the form on your behalf and you can get back on the road, even if you don’t have your own car yet.

MORE: The Geico DriveEasy app: How does it work?

What other companies offer non-owner car insurance?

Nearly every auto insurance company offers non-owner car insurance. Top-rated companies for this type of insurance include The General, Direct Auto, and Acceptance Insurance. In addition to these insurers and GEICO, you can also get non-car owner insurance with Allstate, Dairyland, Farmers, Liberty Mutual, Nationwide, Progressive, State Farm, Travelers, and USAA.

If you already hold a life insurance or home insurance policy at one company, try reaching out to them first and see if they offer non-owner car insurance policies. You could get a better deal if you’re an existing customer, and some companies (like Progressive) will only sell this policy to existing customers.

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How much does GEICO non-owners insurance cost?

The average cost is $311 per year for GEICO non-owner car insurance coverage. This is far cheaper than a primary policy, which could cost you more than $1,000 per year depending on your age, location, and driving record.

If you frequently drive a rental car, non-owner car insurance through GEICO could be far more cost-effective for you versus paying a rental car company’s rates.

Your specific premium will depend on your personal driving record and other objective data. That being said, GEICO’s rate for non-owner car insurance is at or below average, making GEICO a very affordable option.

MORE: How to cancel GEICO insurance

FAQs

How much does GEICO car insurance cost?

That depends. Car insurance can be impacted by your age, vehicle condition, and driving history–as well as a slew of other factors. However, the average 35 year old pays $1,125 for standard GEICO coverage. Remember that your prices could easily be higher or lower than that.

What other companies offer non owner car insurance?

A handful of companies across the US offer non owner car insurance. Check with your insurance provider to see if you’re eligible for it. And if you’re not, you can always find a great quote with Jerry!

Will GEICO insure a car that’s not in my name?

No, you usually can’t insure a car that’s not registered under your name. However, non-owner’s insurance is a great alternative for people who don’t own a car but still want to be insured.

How to search for car insurance quotes online

Whether you’re looking for non-owner car insurance or primary insurance, try Jerry for a hassle-free way to compare quotes and switch to cheaper car insurance in minutes.

“I was able to get a new policy with almost exactly the same coverages at less than half the price we were paying. It was fast and easy. I highly recommend this app.”—Jerry user.

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