Title Transfer Rhode Island

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In Rhode Island, vehicle buyers and new residents need to complete a title transfer. If you buy directly from a dealership in Rhode Island, they will handle the title transfer process for you. However, if you recently moved or purchased a vehicle from a private seller, you’ll need to transfer the title yourself. 
Transferring a car’s title is one of the most important parts of buying and selling a car or changing residency. The title represents the vehicle’s proof of ownership, and it’s crucial to keep it updated when anything changes. 
Every car owner will probably deal with a title transfer at some point in their life, but that doesn’t make the process any less daunting. That’s why car insurance comparison and broker app Jerry has gathered everything you need to know about transferring a title in Rhode Island. 

What is a title transfer? 

A car title is physical proof of car ownership. When you sell your car, you must transfer the title over to the new owner so they can complete the registration process at the DMV. 
The steps to transferring a car’s title are two-fold:
  • The seller needs to sign the title to relinquish ownership of the vehicle
  • The buyer must take the title to the DMV to receive a new title in their name
Some states require additional information, such as the bill of sale, a transfer of ownership form, the car’s sales price, notarized signatures, or an odometer reading. 

Who transfers the title? 

Title transfer responsibility is dependent on residency and buyer status. 
Many states, including Rhode Island, require new residents to complete a title transfer and register their vehicle within 30 days of their move. 
In the event of a private purchase, it is the buyer and seller’s responsibility to transfer the title. However, if a vehicle is purchased from an auto dealership, they will handle the title transfer for the buyer. 
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Reasons for title transfers 

There are many reasons why you may need to transfer a title. However, the most common reasons include a change of residency and buying or selling a car
A few other reasons for title transfers may include:
  • Donating a car
  • Inheriting a car
  • Gifting a car
  • Paying off a car loan 
Key Takeaways: A title transfer is a document proving legal ownership of the vehicle. The two most common reasons for vehicle title transfers include changes in residency and buying/selling. 

Title transfer in Rhode Island

If you purchase a vehicle directly from a Rhode Island dealership, the dealer will typically take care of the title transfer at the DMV. 
However, if you just moved to Rhode Island, you have a month to transfer your title and register your vehicle. If you’re buying a car from a private seller, you’ll need to complete a title transfer as well. 
Here are the documents you’ll need: 
  • Certificate of title
  • Application for Title (Form TR-2/TR-9)
  • Use Tax Return (Form T-334-2)
  • Bill of sale
  • Proof of Rhode Island state residency 
  • Rhode Island driver’s license or another form of identification
  • VIN inspection proof (only if you purchased the vehicle out-of-state)
Then, you’ll need to pay the title transfer fee of $51.50 plus sales tax

Registering a car in Rhode Island 

After completing the title transfer, you’ll need to register your vehicle. Registration proves that your car is safe to drive and that you’ve paid the fees to the DMV. 
Here are the base vehicle registration fees in Rhode Island:
Fees will continue to increase at a varying rate up to $972 for vehicles weighing 72,000 lbs or more. 

Finding the right car insurance 

After completing your title transfer, it might be time to rethink your current car insurance policy. Whether you just moved to a new state or are simply in search of lower rates, Jerry can help you switch plans instantly. 
A licensed auto insurance broker that offers 24/7 support, the Jerry app gathers affordable quotes from the best providers on the market so you don’t have to. And better yet? They’ll even help cancel your old policy!
“I was so intimidated about purchasing insurance for my new car. Instead of talking to agency after agency, I found Jerry, which did all the work for me. It was so user-friendly.” —Alice B.
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FAQs

New Rhode Island residents are required to have their vehicle inspected within five days of registration.
No. Rhode Island doesn’t title cars with a model year older than 2000.
The Rhode Island DMV offers alternative documentation to prove vehicle ownership if there isn’t a title. To obtain this documentation, you’ll need the following:
Bill of sale
Rhode Island driver’s license or other proof of identification
$11.50 processing fee

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