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- What is a title transfer?
- Car title transfer in North Dakota
- Registering a car in North Dakota
- Insuring your vehicle
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If you’ve recently moved to North Dakota or you’re buying a vehicle from a private seller, you’ll have to complete a title transfer at your local NDDOT office. You’ll just need to fill out a few forms and pay any applicable fees and taxes.
If you’re buying or selling a vehicle privately in North Dakota, you have to transfer the title to the new owner for the sale to be official. You’ll also need to do a title transfer if you’re moving to North Dakota from another state.
Luckily, the process is pretty easy—just head to your local DMV and fill out a few forms. Car insurance super-app Jerry is here to walk you through exactly how to complete a title transfer in North Dakota.
What is a title transfer?
The car title determines the ownership of a vehicle, so whoever has the title in their name is the official owner. If you buy or sell a vehicle, you have to complete a title transfer before the sale is finalized.
If you’re transferring a title due to a sale, the process requires action by both the seller and the buyer:
- The seller should sign the title to release ownership of the car
- The buyer will then take the signed title to the DMV to receive a new title and registration.
You also have to complete a title transfer if you’re registering the car in a new state. So if you move to North Dakota from another state, you’ll need to complete a title transfer before you can register your vehicle.
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Who does the title transfer?
If you’re buying a vehicle from a dealership, it’s up to them to complete the title transfer and any subsequent paperwork. They’ll send you the title in the mail. If you buy a car from a dealer and they don’t transfer the title to you, contact the North Dakota Department of Transportation (NDDOT) for more information.
You’re responsible for the title transfer if you buy a car from a private party or you’ve recently moved to North Dakota. You’ll just need to bring a few documents and payment for any fees and taxes.
Why would I need a title transfer?
The most common reasons for transferring a title are buying or selling a vehicle or moving to a new state. You might also need a title change if you:
- Donate a vehicle to a person or nonprofit
- Give the vehicle to someone else
- Receive a vehicle in an inheritance
- Pay off a vehicle loan
Car title transfer in North Dakota
The fee for transferring a title in North Dakota is $5.00, although you may also need to pay for your registration and any applicable taxes.
Transferring a title after a private sale
If you buy a vehicle from a private seller, wait for them to send the properly-signed title to you in the mail. Then, visit your local NDDOT office, along with:
- Your completed title certificate
- Proof of your name, like your driver’s license or ID card
- A completed Application for Certificate of Title & Registration of a Vehicle (Form SFN 2872)
- A completed Damage/Salvage Disclosure Statement (Form SFN 18609) if the vehicle is less than 9 years old
- Payment for fees and taxes
If you buy a vehicle from a dealer, they’ll process the title transfer for you, so you don’t need to do anything. If they don’t send you the title, contact NDDOT and an officer will tell you what documents you’ll need.
Pro Tip If you’re purchasing the vehicle, the seller must give you the certificate of title within 15 days. You must then complete the title transfer within 30 days of receiving the title.
Transferring a title after relocating
If you’ve recently moved to North Dakota from another state, you’ll need to transfer your title to North Dakota. Conveniently, you’ll do this at the same time that you register your vehicle and get your North Dakota license plates.
The process is simple. Just head to the nearest North Dakota Department of Transportation (NDDOT) office, along with:
- A completed Application for Certificate of Title & Registration of a Motor Vehicle (Form SFN 2872)
- If you have a lien on your vehicle, be sure to fill out the “Dealer and Lienholder Information” section on the form
- Fill out the odometer enclosure, as well
- Your driver’s license or ID card
- Your out-of-state registration
- Your out-of-state title, if there’s a lien on the vehicle
- Payment for any fees and taxes
If your vehicle is from one of the following states, you will need to pay an excise tax, unless you have proof of previous payment:
- Any Canadian province
Key Takeaway The process may vary slightly depending on the reason you’re transferring your title. Either way, you’ll need to fill out Form SFN 2872.
Registering a car in North Dakota
Your registration costs in North Dakota are determined by the weight of the vehicle and the number of years the vehicle has been registered. The fees range from $49.00 to $274.00 and need to be renewed annually.
Insuring your vehicle
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What if there’s a lien on my car?
If you’re transferring ownership from one person to another, any lien on the vehicle must be released. If you’re transferring the title from one state to another, any lien or mortgage on the vehicle will be shown on the new certificate of title.
Where do I sign to transfer the title?
Sign Part 1 of the Application for Certificate of Title & Registration of a Vehicle if you are selling the vehicle, or sign Part 3 if you are the purchaser.
What if the vehicle is owned by two people?
That depends on how the names are shown on the title:
- If the names are separated by “or,” either owner can sign the title to transfer it.
- If the names are separated by “and,” both must sign.
- If the names are followed by “as joint tenants with rights of survivorship,” both must sign the title unless one is deceased.
- In that case, the surviving owner must sign the title and attach a certified copy of the other owner’s death certificate.