If You’re Driving Less During the Pandemic, You May Be Overpaying for Insurance

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Comparison shopping is a great way to lower your car insurance premium, but at Jerry.ai, we get that not everyone has the time or the patience to contact multiple carriers, fill out long forms, weigh various coverage options, and do all the paperwork to switch policies.
This is why the free Jerry.ai app is so convenient. It takes less than a minute to sign up, and once you do, the app sends you quotes that compare to your current level of coverage. If you want to switch to a more affordable plan, Jerry.ai handles the paperwork to set up your new policy and cancel your old one.
And the fact of the matter is, there’s currently a shopping opportunity for drivers. Many auto insurance carriers are dropping their rates amid the COVID-19 pandemic. With more people staying at home and fewer drivers on the road, there are fewer car accidents, and this translates into fewer losses for insurers. And lots of carriers are looking to pass these savings on to customers, especially those who sign up for a new policy.
So by shopping with Jerry.ai, you could shrink your car insurance bill, and you don’t have to change your coverage or deductible in the process. We compare prices from the country’s top insurance companies, and it’s not uncommon for our users to report savings of $50, $80, even $100 a month!

Less Driving Can Mean More Savings

According to a report released in January, in 2021, U.S. car insurance rates have dropped for the first time in over 10 years amid the pandemic. The average decrease nationwide is 1.7%. But if you look at individual states, the numbers vary — the biggest rate declines year over year are found in Arkansas (4.8%), Ohio (4.3%), and Michigan (4.3%).
The report also found that car insurance rates can vary by 242% between the country’s largest insurance carriers, so there are potentially big savings to be had by comparing quotes.
Beyond these rate reductions, there may also be savings for drivers who sign up for a telematics program or usage-based insurance plan with their carrier. In such an arrangement, a telematics device or mobile app captures data about their mileage and driving habits, including braking and acceleration. Carriers then assess this data to offer rewards or discounts for safe driving or cost savings for fewer miles driven.
While it’s not available in every state, telematics insurance makes sense in a time when remote work is commonplace and travel is discouraged. If you’re logging fewer miles behind the wheel these days, and if your carrier is offering you a financial incentive to drive less, why wouldn’t you take advantage of such an opportunity?
With these potential savings up for grabs, you should consider signing up for an insurance-shopping service like Jerry.ai. We compare quotes from dozens of insurance carriers to find you the right coverage at the best price. And this is an ongoing process — the Jerry.ai app shops for you automatically before your policy renews, each and every time. This means you never have to worry about overpaying for car insurance again, even once the pandemic ends and drivers return to the roads en masse.

“This Is Absolutely Amazing”

If you ask our users what they love about Jerry.ai, they tend to cite the same things: we offer convenience, we put money back in their pocket, and we provide excellent customer support. So it comes as no surprise that the app enjoys a 4.7 rating on the App Store with 3,300 reviews.
Here’s a small sample of what people are saying about Jerry.ai:
  • I literally had a $350 Geico bill every month and Jerry helped me get with [Clearcover] at $105 a month!!!!! I saved $245, and if that’s not great news I don’t know what is. I’m telling you guys, go for it! This is absolutely amazing. It’s also EXTREMELY quick and easy! Very convenient! The staff even over text are very friendly and make you want to conversate all day lol. I was helped by the coolest agent named Alex. Thank you Jerry!!! — SheWylin
  • I was paying $200 for basic liability with Travelers and was trying to find more reasonable options. Jerry found me basic liability for $55 monthly and then, with the same insurance provider, offered $110 for full coverage. I went over the policy to make sure it was legit and all, and it was. I’m super glad I gave this try, and I would highly recommend it to anyone else. — Angelena A.
  • I saw an ad for this app on Facebook and like I always do, decided to read a bunch of the comments on it to see if it was legit. A lot of people on there were talking about how they had Root car insurance (which is also what I had at the time) and how it had been increasing drastically every policy renewal. I decided to give this app a try and after just entering the bare minimum information, they were able to show me multiple different levels of car insurance with pretty big savings. I chose a full coverage policy with Nationwide through them and they did the work. Began this new policy and ended my old Root insurance policy and it’s saving me almost $70 a month. Definitely recommend. — LishWish
And here you can meet some of Jerry.ai’s satisfied customers:

Try Jerry.ai Today!

It costs you nothing to compare car insurance rates and options with the Jerry.ai app — our services are always 100% free! If anything, you could save hundreds of dollars by becoming a Jerry.ai user and switching to a better-priced policy. And if you really want to dial up the savings, you can also try bundling your home or renters insurance with your auto coverage in the app.
So what are you waiting for? Sign up with us today!
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