Will my car insurance cover bad mechanic work?

I had a 2011 Lexus and took it in for a tune-up and a check engine light issue. After a couple months, the light came back on. I went to the dealership and they said that the shop I went to repaired the car wrong, and now the damage is going to cost over $7,000 to fix. Can I file a claim on my insurance?

Answer provided by
Shannon Martin
Answered on Apr 14, 2021
Shannon is an expert in personal lines liability insurance with 13 + years of insurance industry experience. She also served as a special insurance liaison to AARP members for 6 of those years. She is a graduate of UL Lafayette and currently resides in NY with her family. Shannon is also an amateur juggler, ukulele player, and is a time travel paradox theory enthusiast.
“That is such a terrible experience! Unfortunately, a mechanic’s error would not be covered under a standard car insurance policy.
Some insurance companies offer mechanical breakdown coverage, but that is typically for newer vehicles and they wouldn’t cover preexisting damage.
If the repairs were done at a reputable shop, they should have been guaranteed. Still, it is likely that you will need to pursue the repair shop directly for the damages. I would contact the original repair shop and let them know of the situation.”

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