Why did my uninsured motorist claim go under my collision coverage instead of my uninsured motorist property damage coverage?
"My vehicle was deemed a total loss at $35,000 after an accident with an uninsured driver. I have a $1,000 deductible for collision and a $250 deductible for uninsured motorist property damage.
My insurance made a mistake with the initial claim as my property damage limit is $25,000. I now have to pay an additional $750 for my collision deductible as they switched the claim. Why am I paying for their mistake?"