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What's the difference between full tort and limited tort liability insurance in Pennsylvania?
I'm shopping around for auto insurance in Pennsylvania, and I found full tort and limited tort. The limited tort policy is cheaper, but is that the one I should choose?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
In
Pennsylvania
, full tort car insurance
refers to your ability to sue someone for pain and suffering and other damages following an accident.Limited tort
liability insurance
revokes this right. While less expensive, limited tort is rarely chosen by consumers. If you’re in an accident, shelling out an extra $100 a year for full tort could mean that you get compensated for thousands of dollars in damages if your life is turned upside-down. Full tort is definitely worth the money.
View full answer
- Gregory R.
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