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What would happen if I changed the date on my insurance card?
I let my insurance lapse but want to get new insurance now. The other company will give me a discount for having prior insurance, but they need to see proof that I've had insurance continuously. What would happen if I sent them my insurance card with the date changed?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
By changing the date on your insurance card, you would be committing
insurance fraud
as well as forgery.While insurance carriers require proof, they could still follow up with your prior insurance carrier to confirm. If they do and find out that you lied, you could face a number of consequences, including:
- Your policy could be canceled.
- The insurance company could report you to the Department of Financial Services for fraud.
- You could face fines and jail time.
- It could be hard to find an insurance company that will insure you in the future.
While it may not seem like a big deal, what you may save isn’t worth the serious repercussions you may face.
Pro tip: If you can’t afford your new insurance policy without the prior insurance discount, you should continue to shop around.
Jerry
can help you do just that to find affordable car insurance no matter your insurance history.View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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