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What is the cheapest insurance in Rhode Island?

I just moved to Providence for work and need to find a cheaper insurance policy for my car. What are the most affordable rates I can expect to come across in Rhode Island?

avatar
Gracie Hanson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on your recent move! Moving can come with lots of expenses, and it makes sense you’re looking for a lower car insurance rate.
When looking for affordable premiums in
Rhode Island
, know that rates will fluctuate from person to person, depending on factors such as your age, driving history, and provider.
For the state-mandated minimum liability insurance in Rhode Island, most drivers pay $749 per year. Keep in mind that liability insurance doesn’t cover you or your vehicle in an at-fault accident, so it’s a good idea to get more coverage. One way to do this is with full coverage insurance, which costs most drivers $2,018 per year in Rhode Island.
These rates are higher than the national average, but you can save money by comparing quotes. The insurance broker app
Jerry
will shop around for you and present you with rates from up to 50 top providers. If you find a policy that you like, Jerry will take care of all of the changeovers for you.
Even better—the average Jerry user saves $879 per year on car insurance in Rhode Island.
View full answer 
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

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