What is the cheapest insurance in Rhode Island?

I just moved to Providence for work and need to find a cheaper insurance policy for my car. What are the most affordable rates I can expect to come across in Rhode Island?

Answer
Congrats on your recent move! Moving can come with lots of expenses, and it makes sense you’re looking for a lower car insurance rate.
When looking for affordable premiums in Rhode Island, know that rates will fluctuate from person to person, depending on factors such as your age, driving history, and provider.
For the state-mandated minimum liability insurance in Rhode Island, most drivers pay $749 per year. Keep in mind that liability insurance doesn’t cover you or your vehicle in an at-fault accident, so it’s a good idea to get more coverage. One way to do this is with full coverage insurance, which costs most drivers $2,018 per year in Rhode Island.
These rates are higher than the national average, but you can save money by comparing quotes. The insurance broker app Jerry will shop around for you and present you with rates from up to 50 top providers. If you find a policy that you like, Jerry will take care of all of the changeovers for you.
Even better—the average Jerry user saves $879 per year on car insurance in Rhode Island.
Gracie Hanson
Answered on Oct 20, 2021
Gracie Hanson is a content intern at Jerry. Currently, she is pursuing a Bachelor's Degree in Communication with a minor in Media Studies at the University of Colorado Boulder. In her spare time, she enjoys listening to music, trying new foods, and road-tripping around Colorado in her Acura TL.
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