PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
What credit score is needed for a 0% interest car loan?
The local Honda dealership currently has a 0% interest car loan for qualified buyers, and I’m in the market for a vehicle. However, I’m not sure if I qualify. What’s the lowest credit score I’d need to get a 0% interest car loan from a dealership?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Whenever you see a 0% interest
car loan
, you should consider applying! While most lenders prefer you to have an exemplary credit score, borrowers with credit scores as low as 740 are sometimes approved, as well.Look over your credit report and make sure your score is around 740 before you apply. Taking out a car loan could prompt a hard inquiry, which could negatively impact your score. Here are a few places you can find your credit report:
- Your bank or credit card company
- A credit reporting bureau (Experian, Equifax, or TransUnion)
By analyzing your credit score and credit report, you can see if you’re a qualified applicant. If your score is a little lower than 740, you can try putting together a payment plan to make yourself look more competitive. Even if you don’t get the 0% APR loan, you can find competitive car loan rates with credit unions, lenders, and banks.
For help making your monthly payments more affordable, start saving on car insurance with
Jerry
. A licensed broker, the Jerry app helps you compare quotes from over 50 top providers like Progressive and Nationwide in minutes. When you find a better rate, Jerry can help you purchase your new policy and even help cancel your old one!View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
