Is it possible to get an 84-month loan from Toyota Financial?

I want to get the lowest monthly payments on a car loan, so I've been eyeing an 84-month loan. Does Toyota Financial offer this length of loan?

Answer
Unfortunately, Toyota Financial does not offer 84-month car loans, though they are available with other providers. Toyota Financial’s longest available term is 72 months.
You may want to consider the 72-month option if there are special promotions happening. Sometimes, Toyota Financial will offer 0% or 0.9% financing for qualified buyers. If you have a top-notch credit score and good income, the 72-month loan might be the better option anyway.
If you still want an 84-month loan to fit your budget, shop around. Banks, credit unions, and online lenders are more willing to offer 84-month loans than ever before. You will end up paying more interest over the life of the loan, but you get the benefit of low monthly payments in the short run.
Keep in mind that you will need full-coverage car insurance for the duration of the loan. Jerry can help you compare quotes from the nation’s top carriers, and once you find a policy you like, Jerry will even take care of all the paperwork and registration for you!
Eric Schad
Answered on Oct 28, 2021
Eric Schad has been a freelance writer for nearly a decade, as well as an SEO specialist and editor for the past five years. Before getting behind the keyboard, he worked in the finance and music industries (the perfect combo). With a wide array of professional and personal experiences, he’s developed a knack for tone and branding across many different verticals. Away from the computer, Schad is a blues guitar shredder, crazed sports fan, and always down for a spontaneous trip anywhere around the globe.
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