PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Is gap insurance required in Wisconsin?
After moving from Florida to Wisconsin for work, I was shocked by how harsh the winters are. As a result, I’m trading in my convertible for a new SUV. I haven’t had a car loan in years, so I’m not sure if I need additional insurance. Does Wisconsin legally require gap insurance?
Eric Schad · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on your move from
Florida
to Wisconsin
. You’re probably suffering from a bit of culture shock, as well as a shock from the weather. So if you want to buy a more capable car, you’ll be glad to know that gap insurance
is not legally required in Wisconsin.However, you may want to consider gap insurance in one or more of these scenarios:
- You make a down payment of less than 20%.
- You can’t afford the current difference between the car loan balance and the actual cash value if your car is totaled.
- You purchased a car model that depreciates more quickly than other models.
Full coverage car insurance
is often a requirement of lenders when you take out a car loan. But before you cringe at the cost of this coverage, use the Jerry
app to accurately and quickly compare rates.Jerry is a licensed insurance broker and insurance comparison tool that collects quotes from over 55 top-rated insurers in just 45 seconds. After you find a great rate, Jerry can help you buy new insurance and cancel your old policy. Users save an average of $800+ per year on car insurance.
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
