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Is a 652 credit score good for a car loan?
What kind of car loan rates can I get with a 652 credit score? I can only afford to buy a car that has a really low interest rate so I’m hoping I have some options.
Liz Jenson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
A 652 credit score is considered Fair meaning that, unfortunately, it will be difficult to qualify for a car loan with a
good interest rate
.However, there are some things that you can do to qualify for a better interest rate on your loan, including:
- Making a large down payment.
- Changing the repayment period can help you get a lower interest rate or help you spread out the payments to make them smaller.
- Finding a cosignerwho has excellent credit.
Remember that you’ll also have to pay a monthly insurance bill for your car. To find a better rate, check out the insurance broker app
Jerry
. The average user saves $887 per year, and signing up takes less than a minute.MORE: How to get a car loan from a credit union
View full answer
- Gregory R.
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