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Is a 606 credit score good enough for a car loan?

I wasn't planning on purchasing a new car any time soon but my 1999 Toyota Camry had other plans. It won’t be worth repairing so I need to start car shopping. My credit score is 606, is that good enough for a car loan?

avatar
Drew Waterstreet · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
We’re sorry to hear about your car. It’s not impossible to get a car loan with a credit score of 606, but you may have to agree to more expensive terms.
Your credit score is a reflection of your ability to pay off debt on time and in full. A credit score of 606 is considered nonprime and can concern lenders. But, the lender still might agree to a loan if you offer favorable terms like willingness to pay a higher interest rate or by using a cosigner.
Once you agree to terms on your new car loan, you’re going to need to find the right
car insurance
. By using the insurance comparison super app
Jerry
, you could save on your policy and offset some of the interest-related costs on your loan. The average Jerry user saves $887 a year on car insurance!
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