Services

PriceProtect™

Compare Car Insurance

Refinance Car Loan

DriveShield™

Drive Well, Save More

GarageGuard™

Get Service Reminders

Insurance

Car Insurance

Compare Car Insurance with Jerry

2024 Car insurance quotes

Cheap car insurance

Best car insurance companies

Shopping for car insurance

Is Jerry a legitimate insurance broker?

Jerry’s Expert Advice

What factors affect car insurance rates?

How does car insurance work?

Types of car insurance

Full coverage car insurance

Car Insurance Estimates

Car insurance by car

Car insurance by location

Home & Renters Insurance

Home Insurance

Compare home insurance quotes

Home & auto insurance quotes

Renters Insurance

Compare renters insurance quotes

Loans

Car Loan

Compare Car Loans with Jerry

How to refinance your auto loan with Jerry

How to save money on your car loan?

Jerry's Expert Advice

What does it mean to refinance a car loan?

What credit score do you need for a car loan?

How to get a car loan for a private sale?

What happens if I pay extra on my car loan?

Car Loan Guides

Car Loans by Car

Car Loans by Location

Repairs

Car Repair Estimates

Repair Estimates for Popular Services

Oil change cost estimate

Brake pad replacement cost estimate

Battery replacement cost estimate

Timing belt replacement cost estimate

Wheel bearing replacement cost estimate

Spark plugs replacement cost estimate

Rotate tires cost estimate

Transmission fluid service cost estimate

See all 300+ service estimates

Advice

Read Car Content

Browse Jerry Car Advice

How do I know if a mechanic is taking too long?

How to put antifreeze in your car?

What do you do if your car makes a noise?

Read 5,000+ more car advice articles

Check Out Expert Car QnA

Why does my car squeal when I drive?

Do driving warnings go on your record?

How long can you go past your oil change?

How much below MSRP is a good deal?

Learn from 30,000+ more questions

Learn About How We Create Content

Our Editorial Standards

Our Editorial Review Board

Jerry Data & Research

Recent Studies

State of the American Driver (2023)

Memorial Day (2023)

Android vs Iphone (2023)

Auto repairs (2023)

Auto loans study (2023)

Read all recent studies

Comprehensive Data Reports

Jerry Annual Data Report (2023)

Read all data reports

About

MenuIcon

If my garage burns down, will my car be covered by home insurance or auto insurance?

My neighbor had to deal with a garage fire recently. His truck was parked inside and suffered some damage. This got me thinking: Which form of insurance will cover my car if my garage burns down?

Alexah Grinnell · Updated on Oct 12, 2021

Reviewed by Shannon Martin, Licensed Insurance Agent.

“If your garage burns down and your vehicle is inside of it, your car would be covered under your

, not the homeowners insurance. Most homeowners policies exclude coverage for any type of vehicle with a motor in it, so it’s important that you keep active insurance on both your vehicle and your home.”

View full answer

WHY YOU CAN TRUST JERRY

Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.

Join 4M+ members in lowering their car insurance

Find insurance savings

You Might Also Be Interested

What Happens if Your House Burns Down and You Don't Have Insurance

If your house burns down and you don't have insurance, you'll be on the hook for damages and costs.

Does Car Insurance Cover Fire Damage?

Car insurance does cover fire damage, but not if you only have basic collision coverage. You’ll need comprehensive or supplemental insurance to cover it.

Does Car Insurance Cover Engine Fires?

Comprehensive insurance typically covers damage from car engine fires, though it can depend on the circumstances.

Read Advice From Car Experts At Jerry

How to Get Apple CarPlay on a 2022 Ford F150

All 2022 Ford F150 models come equipped with Apple CarPlay. Click here to learn how to turn it on!

Volkswagen Atlas Engine Oil Capacity

If you need to know your Volkswagen Atlas’s engine oil capacity and how to change your oil or other Atlas specs, Jerry has your back!

2018 Nissan Versa MPG

Good gas mileage and a shockingly affordable MSRP makes the 2018 Nissan Versa an incredible choice for cost-conscious drivers.

Drew Waterstreet

What Others Are Asking

Can You Sign Two Leases At Once?

There’s an apartment that I want to rent, and the landlord just emailed that I was approved for it. But she wants someone to move in right away and my current lease doesn’t expire for another three months. Can I start a new lease before my old one is finished?

Can you jumpstart a car with a bad alternator?

My car died this morning but I’m worried I won’t be able to restart it because the alternator is faulty. Can I jumpstart a car if it has a bad alternator?

How to get a smell out of your car seats?

What's a good way to get a smell out of your car seats? My cat peed all over the back of my car and now it stinks!

Browse All Questions

Browse More Content

Car Repair Resources

Insurance for Your Car

Insurance in Your State

Insurance In Your City

Easiest way to compare and buy car insurance

No long forms

No spam or unwanted phone calls

Quotes from top insurance companies

Find insurance savings

Car Insurance by Make

Car Insurance by State

Car Loan by Make

Car Insurance by Company

Aspire Advantage

Assurance America

National General

Car Loan by State

Car Repair by Service

AC Compressor Replacement Cost

Battery Replacement Cost

Fuel Injector Replacement Cost

Fuel Pump Replacement Cost

Ignition Coil Replacement Cost

Oil Change Cost

Oil Pan Replacement Cost

Power Steering Fluid Service Cost

Rotate Tires Cost

Spark Plugs Replacement Cost

Timing Belt Replacement Cost

Valve Cover Gasket Replacement Cost

Water Pump Replacement Cost

Wheel Bearings Replacement Cost