PriceProtect™
DriveShield™
GarageGuard™
Services
Insurance
Car Insurance
Compare Car Insurance with Jerry
Jerry’s Expert Advice
Car Insurance Estimates
Home & Renters Insurance
Renters Insurance
Loans
Car Loan
Compare Car Loans with Jerry
Jerry's Expert Advice
Car Loan Guides
Repairs
Car Repair Estimates
Repair Estimates for Popular Services
Advice
Read Car Content
Browse Jerry Car Advice
Check Out Expert Car QnA
Learn About How We Create Content
Jerry Data & Research
Does insurance cover a car that was stolen while your friend borrowed it?
If I loan my vehicle to a friend and it is stolen while in their possession, does my insurance cover it?
Jack Walsh · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
That would be an incredibly unfortunate situation, but if you have
comprehensive coverage
, the theft should be covered. However, without comprehensive coverage, you will have to pay the costs out of pocket. Typically, if your car is stolen and you have comprehensive coverage, you will be insured against theft, but it gets a bit more complicated because your friend was driving.
In this situation, your friend had permissive use of the vehicle.
Car insurance
typically follows the car, so insurance should cover the cost, but each company is different. To better understand if you are covered in this type of situation, you should contact your insurance company and ask them directly. Policies differ, and some insurers will only extend coverage to listed drivers, so it is best to speak with your insurance company directly.
If you’re looking for a car insurance policy that is customized for you and offers all
types of insurance
, download Jerry
. After providing you with a comprehensive cross-analysis of the best policies across over 50 top providers, Jerry will handle the phone calls, paperwork, and renewals for your top pick so that you don’t have to. If you ever have any questions, friendly agents are just a text away, and they even help cancel your old policy! The average Jerry driver saves $879 a year on car insurance!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
Join 4M+ members in lowering their car insurance
You Might Also Be Interested
Read Advice From Car Experts At Jerry
What Others Are Asking
Browse More Content
Insurance for Your Car
Insurance in Your State
Easiest way to compare and buy car insurance
No long forms
No spam or unwanted phone calls
Quotes from top insurance companies
