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How wise is it to buy a flood damaged car?
I'm looking at a used car that was flood damaged. It seems to be in good repair. Is it unwise to purchase it?
Emily Maracle · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“In most cases, purchasing a flood-damaged car isn’t a smart move. As the flood-damaged car was likely a total loss from a
car insurance company
, it means the cost of repairs was more than the value of the vehicle.While it may seem like it is in good repair now, it’s not likely to last. A significant amount of electrical components make up a car. Water can damage these components and compromise their integrity as time goes on. Even if the vehicle is working now, it doesn’t mean that future issues won’t arise from the flood damage.
If you are set on purchasing a flood-damaged vehicle, you should have a mechanic you trust examine it. They may be able to identify any potential problems that exist.
Additionally, keep in mind that car insurance rates will be significantly more expensive on a
salvaged car
than a used car with a clear title.If your mechanic is confident that the car is a great value buy, make sure you have the right insurance to cover it. Download the
Jerry
app to compare quotes from dozens of insurers so you get the best rate for your bargain vehicle.”View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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