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How will my home insurance company take my deductible?
"I have a $500 deductible for my home insurance. If I file a claim, will my insurance company take the $500 out of the payout or will I have to pay the deductible upfront?
"
Savannah Grabek · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
“When you file a claim, the deductible is typically taken from the total loss amount before the home insurance company pays out. For example, let’s say you have a total loss amount of $2,000 and your deductible is $500. The insurance company will typically subtract the deductible from the total loss amount and then pay you the difference, leaving you with a $1,500 payout.
“
View full answer
- Gregory R.
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