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How much is home insurance in Houston?
I just got a job offer in Houston, but I’m worried about the costs associated with relocating. How much is home insurance in Houston?
Bonnie Stinson · Updated on
Reviewed by Shannon Martin, Licensed Insurance Agent.
Congrats on the job offer! The average annual cost of home insurance in Houston is $3,722.
You’re right to be concerned about an increased cost of living. Texas is one of the most expensive states for
homeowners insurance
—and Houston has some of the highest rates in Texas.Don’t turn down the job yet! Your actual premium could be lower or higher than the figure above, though. Here are a few factors that affect the price of home insurance:
- Size of the house
- Age of the house
- Zipcode
- Presence of natural threats (i.e., flood zone)
- Amount of coverage
Generally speaking, the cost of home insurance in Houston is about $300 higher than the rest of Texas. But if you can find a small, newer build in a safe neighborhood in Houston, you will likely pay much less than $3,722 for coverage.
Does the job pay well enough to cover the increased cost of living in Houston? If it doesn’t, maybe this data can help you make the case for slightly higher compensation.
If you have questions about
homeowners insurance
—or if you’re ready to compare rates— reach out to Jerry
. Our app is free and you can quickly browse policies from top companies. You can even sign up for a policy from inside the app.Good luck!
View full answer
- Gregory R.
WHY YOU CAN TRUST JERRY
Jerry partners with more than 50 insurance companies, but our content is independently researched, written, and fact-checked by our team of editors and agents. We aren’t paid for reviews or other content.
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